Instant Personal Line of Credit for Salaried in India

Get Personal Line of Credit loan of up to Rs. 2 Lakhs
against your salary anytime, with No Hidden & Prepayment Charges. Flexible tenure, EMI

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Times When FlexSalary Comes To Your Rescue

Don't have collateral

FlexSalary offers an unsecured line of credit loan! You don't have to pledge your assets as a collateral to get approved for a loan.

CIBIL score is low

CIBIL score isn't a deal-breaker! You can get approved for a line of credit loan even if you have a low CIBIL score.

Need emergency cash

If you have a medical emergency and need cash instantly, FlexSalary has got your back! Apply and get approved in a few hours.

Loan is rejected by the banks

Low income, existing debts, bad credit history could be the reasons why banks reject your loan. Banks may reject, but we don't! FlexSalary is your true friend in need!

Don't want to pay excess interest

FlexSalary charges interest only on the money you withdraw from your line of credit. If you don't use your money, you don't have to pay interest.

Need a loan for a lifetime

FlexSalary personal line of credit is available for a lifetime. Your credit limit is refilled as you repay your withdrawn amount along with interest. It works just like a credit card!

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How Does FlexSalary's Personal Line of Credit Work?

Step 1 - Download the app and register

Download our app from the Play Store/App Store and create your account by providing your basic details.

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How Does FlexSalary's Personal Line of Credit Work?

Step 2: Complete the loan application

Keep your documents handy to complete your loan application process in less than 5 minutes and submit.

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How Does FlexSalary's Personal Line of Credit Work?

Step 3: Money in your account

Get approved and receive money in your account in less than 24 hours.

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Tailor-made Loans For Different Situations

Fast track your dreams with customized loans that fit into different situations

Personal Loan

for Travel

Personal loan in India is the best financing option to meet all your travel needs! Apply for personal loans online, and you can use the money to pay for all your travel needs such as booking a vehicle, accommodation, and other major expenses. You can apply for a travel loan online through our personal loan app instantly and easily meet all your travel needs. Apply for an online loan now.

Instant Personal Loan

for Marriage

Instant personal loan in India, Hyderabad can help you to meet all your marriage related expenses immediately. When you have an urgent need for cash, apply and get an instant personal loan for marriage quickly. We can help you get the money within a few hours to meet your needs. If are a salaried employee, apply for a wedding loan online through our instant personal loan app and get a loan against salary quickly.

Instant loan

for Education

Instant loan in India from FlexSalary can help you get quick cash for all your education needs. You are eligible for a loan on salary if you have a minimum salary of INR 8,000. Apply and get an instant loan online to pay your course fee. Our instant loan application takes only a few minutes to complete. Apply for an executive education loan in 3 simple steps and get instant loan within a few hours.

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FlexSalary vs Personal Loans

Key Features

Loan application
Loan approval
Loan disbursement
Loan Tenure
Additional cash
Repayments
Pre-payment penality

One-time loan application
One-time loan approval
In a few hours
Open-ended. You decide the loan tenure
Access your credit anytime
You are in control. Pay minimum or in full
No prepayment penalty

Personal Loans

New loan application every time
New approvals for each loan.
Can take up to 48 hours
Fixed tenure. Decided before loan origination
New application everytime
Lender in control. Fixed EMI.
Can be up to 5%

FlexPay - Our Revolutionary Payment Method

FlexSalary new feature "FlexPay" is a revolutionary payment method to make your life easy! Now you can just scan any UPI QR code and make a payment directly to any business from your FlexSalary account. Forget about your debit cards and PIN numbers and enjoy hassle-free and secure payments!

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Testimonials

Karan

I checked my account after a few hours and the money is already in there. That was fast! Thanks to the wonderful team at FlexSalary for pushing this through so expeditiously!

Frank Paul

I would like to thank the team at FlexSalary who did a fantastic job to approve my loan very quickly though I had a low CIBIL score. Kudos to the team for the diligent follow up and processing my loan in such quick time. Highly recommended.

Priyanka

It was a great experience for me to obtain a loan from FlexSalary in such quick time. The documentation is very minimal. I had an emergency and applied for 25k and received it in my account in a few hours.

Madhuri

The loan application is very simple. The eligibility was calculated instantly, and the turnaround time was quick. I received approval in a few minutes. You made the process so easy and this level of assistance probably I may not experience elsewhere.

Sunil

I was in dire need of cash. The team at FlexSalary assisted me from filling my loan application to getting cash in a couple of hours. They were patient and answered all my queries. I would highly recommend.

Krishna

I want to thank you for the prompt help with my loan. The processing was quick with minimal documentation. You are the best loan lender for me. Appreciate your work and commitment.

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