Need for an early salary? Trust us, we are here!
You might have postponed the things that were on your wish-list. Fulfil all of them with an advance salary loan from FlexSalary.
Apply for a customized personal loan up to INR 2,00,000 and get it approved within 1 hour.
Advance Salary helps you to manage your month-end financial crunch when you have not yet received your salary. Advance Salary is a loan ahead of your pay-day at any time of the month. If you meet our simple eligibility criteria, you can get an advance salary in India, on the same day you have applied.
FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).
Advance Salary: Features and Benefits
FlexSalary provides an advance salary for salaried professionals only. Get cash on the same day you have applied for an advance salary online, with FlexSalary. Based on the accurate information you have provided, your eligibility can be promptly determined.
Following are the features and benefits of our advance salary loan:
- No collateral - You can get an unsecured advance salary loan with FlexSalary. You need not submit any of your assets as a guarantor to get a loan.
- Paperless application process - We have eliminated paperwork to make the entire application process easy for you. The entire loan application process will be completed online.
- Minimal documentation - Submit only a few mandatory documents like residential proof, identity proof, and income proof to get your advance salary.
- No hidden charges - We believe in transparency. Hence, no hidden charges are levied on you after you apply for an advance salary.
- Instant approval - Your loan eligibility is promptly determined if you provide us accurate information. Apply and get your advance salary approved online within no time!
- Get cash within 24 hours - The loan amount gets disbursed into your account within a few hours, once your loan gets approved.
- Flexible repayments - You can repay your loan in flexible payments. If you are low on cash and unable to pay your monthly EMIs, you can pay only the minimum amount.
- No spending restrictions - You are free to spend the money for your personal use.
- Pay interest only on what you use - Interest is paid only on the amount that is withdrawn from your account and not on the total amount that is credited.
Advance Salary for Your Every Need
- Wedding - Apply for advance salary online, when you are running out of cash for any wedding ceremony related expenses.
- Home renovation - Any small or last-minute home-related budget issues can be sorted with an advance salary loan. So, you can finally give your home a new look, you have always desired for.
- Unplanned medical emergency - Paying your unexpected medical expenses can be tough if you are short of cash or if your salary is delayed. Do not worry, as you can still pay your medical bills with an advance salary from FlexSalary.
- Higher education - Unable to pay your child’s tuition fees, hostel charges or any travel expenses? No worries, as you can put a full stop to all your worries with an advance salary.
- Making a large purchase - Looking to buy a TV, or a refrigerator but can’t wait for the salary? Apply for a salary advance from FlexSalary.
- Plan your dream vacation - Don't have cash for a memorable trip with your family? Apply for an advance salary! Pay any expenses such as flight tickets, hotel bookings, etc.
Eligibility Criteria for Advance Salary
Know your advance salary eligibility, before applying for the loan:
- Nationality - Should be an Indian
- Age - Should be 21 years or more
- Occupation - Should be a salaried individual
- Income - Should have a monthly income of INR 8000
Documents Required for an Advance Salary
- PAN card
- Identity Proof
- Passport Photos
- Last 3 months payslips
- Residential Proof
- 'Net Banking' verification to validate your bank account and your salary information
An advance salary loan is open-ended. You can decide the loan tenure.
How FlexSalary Works
You can get an advance salary in 1 hour by just following the 3-step procedure:
- Create Your Account - In order to apply for an advance salary, visit the FlexSalary website at www.flexsalary.com. and click on 'Apply Now' to create your account.
- Tell us About Yourself - Fill all your personal details, employment details, and income details in the online application form.
- Upload Your Documents - You can either opt for ‘Net Banking’ or upload all the requested documents for further verification. Then, click on ‘Submit’, to submit your loan application online.
For instant verification and approval of the loan, choose ‘Net Banking’. Once you are approved, your loan amount will be transferred into your account within a few hours.
Frequently Asked Questions
- Should be an Indian citizen
- Salaried individual with a monthly salary of INR 8000
- Have an age of 21 years or above
With FlexSalary, you can get any type of loan instantly.
You can apply for an advance salary either by visiting the official website at www.flexsalary.com or you can also apply from FlexSalary app.
Credit score determines your creditworthiness. Generally, a credit score above 750 is considered ideal to approve your loan. If your score is low, do not worry! FlexSalary can be your saviour. Apply now!
FlexSalary App is India's first app-based credit line which offers loans for salaried professionals only. Address all your immediate cash needs by applying for an advance salary loan with FlexSalary.
Some of the noteworthy features of a FlexSalary loan include - one-time application, one-time approval, open-ended loan, and flexible repayments.