Taking a personal loan can be the fastest and easiest way to meet your unforeseen expenses or any emergency cash needs. Based on your CIBIL score, you can qualify for the loan easily. But what if your credit score is not in good shape, as this is considered the approval point of your loan? Well, […]
Read More →To fulfil the unforeseen financial needs, like in a medical emergency, and to meet all the other additional financial needs, personal loans are the best option. Even with a rally in personal loan interest rates, personal loans are consumed increasingly as they are easy to get and can be used for any purpose. But, getting […]
Read More →If you are a working professional and need some cash for your needs or for your professional growth, choosing a FlexSalary line of credit can be the best option. Whether for your professional growth, buying new home appliances, emergency needs, or even going for a vacation, this line of credit by FlexSalary is the best […]
Read More →The festive season is live now, and one after another, great occasions are up in the same month itself. Celebrating the festivals is awesome, but it can be tough on your savings and budget. But don’t worry! With FlexSalary’s line of credit, you can celebrate all the festivals with as much joy and energy. You […]
Read More →If paying off tax is getting tiring or you are experiencing that a lot of your money is draining in tax payments, then you must know how to save money that you are paying as tax. If you want to know how to save income tax in India, there are many legitimate ways under the […]
Read More →After the Central Board of Direct Taxes (CBDT) extended the timeline for filing returns for FY 2021-22 to December 31, 2021, from the aforementioned September 30, 2021, you surely got a little relaxation. But filing the income tax returns correctly is a meticulous process, and you are advised to complete this carefully within the prescribed […]
Read More →A loan is taken for a bigger sum and that is payable in more than 3 years is a long-term loan. In contrast to this, a loan taken for a lesser duration is a short-term loan. The tenure of the loan is the main difference between them. Both these loans can be used for different […]
Read More →The Covid-19 crisis made us maintain physical distance and in such a scenario going to a bank and applying for a loan traditionally, is definitely not a good idea. But cash crises never see the time, and anytime you might need some emergency cash help. In any such situation, to ditch the application process for […]
Read More →The maximum loan amount is the highest amount that your lender authorizes to you. This loan amount applies to standard loans, credit cards, and even line-of-credit accounts. Several factors are taken into consideration while deciding your maximum loan amount during the underwriting process. It is usually determined based on your debt-to-income ratio. With this ratio: […]
Read More →DTI is an acronym for Debt-to-Income ratio. It is the comparison between your monthly income and monthly payout. This shows your monthly payback capacity when you are planning a personal loan. It affects your credit score and so your personal loan eligibility. Let’s see this in detail and know how it affects your personal loan […]
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