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Happy Diwali to everyone! Welcome to a Diwali celebration like no other this year! As this festival of lights approaches, it brings a lot of joy and a reason to celebrate with friends and family. Diwali symbolizes the victory of light over darkness, the homecoming of Lord Ram and many other significances. It can mean different to different people but remains the same for a family reunion. It’s an opportunity to brighten not just your home but also your financial well-being. This Diwali join us as we delve into how FlexSalary can add an extra sparkle to your festival, offering a beacon of hope and financial flexibility.

FlexSalary Diwali Loan

We offer you a line of credit as a personal loan to celebrate this festival of lights. This is a collateral-free loan that gives you the liberty to enjoy Diwali with financial freedom. You get this loan based on your income statement and credit health. Unlike banks, we don’t ask for a guarantor to approve your loan. The best part of this loan is it’s a line of credit where you repay the dues in whatever EMIs you are comfortable with.

5 Reasons for Making This Loan the Best Choice for You

  1. Collateral-free: You can get this loan without mortgaging your precious items or assets. Based on your salary slips and bank statements along with your credit score, you get the approval. Anyone with a monthly income of a minimum of Rs. 4,000 is eligible for a credit limit of up to Rs.3,00,000 at FlexSalary.
  2. Easy availability: You can apply for the loan online using our mobile app or the official website. It gives you access to credit 24*7 simply from your comfort zone. Spend your Diwali leaves with friends and family rather than being in long queues at banks to get a loan. It offers you credit access in a simple and transparent process.
  3. Quick approval: You get the approval on the loan in just a few hours. We promise to credit the loan within 24 hours of successful verification. If you are falling short of cash, this credit line could be your last-minute saviour in this festive season.
  4. Reasonable rates: Not just easy access and quick approval but also being pocket-friendly is one of the key features of this loan. Besides this, you pay the interest only on the sum you use. Unlike any traditional personal loan, you don’t pay the interest on lumpsum irrespective of the use of the money on this line of credit.
  5. Smooth repayment: We offer an EMI-free repayment facility. In this, you can pay back your dues in chunks as suitable to you. Here, you get a flexible tenure of 10-36 months during which you can pay back the loan anytime. As far as you are paying minimum monthly dues, you are liable for no added charges. For a professional with a fixed monthly income, this payback option helps a lot. Using this, you can easily manage the added festive expenses in your income without any tension of penalties on non-repayment of just an EMI.

5 Ways You can Use this Loan for Diwali

  1. Home renovation and décor: A home is a place we not just live but it’s our comfort, our peace and where our joy lives in. We all want to make it a better place and no time can be better than Diwali for a home uplift. Changing curtains, buying new bedsheets, some crockery, whitewash and a deep clean are a few things we can do for some newness in the house. When our guests visit us, a nice house can also give them an experience to remember as well. You can cherish all of it with our Diwali instant personal loan.
  2. Festivities and celebrations: Putting lights on, buying diyas and environment-friendly crackers and not to miss food and parties! Diwali is all about celebrating every bit and you must not miss anything due to some cash crunch. Use our line of credit to celebrate this Diwali the way you want.
  3. Clothing and maintenance: We worship goddess Lakshmi on Diwali and in the Hindu calendar this is also observed as the new year. When the festival is all about abundance and newness, why be in old clothes? We all have been wearing nice clothes since childhood at this festival and we must not give up on that because of some financial shortage. This Diwali, deck up the way you like. Get some salon treatment and pamper yourself, buy that Indian attire you were planning on being Diwali ready.
  4. Gifting: This festival is about cherishing prosperity and wishing for more with lord Ganesh and goddess Lakshmi. While we are thankful for all that we have, we also pray for a more and better cash flow along with happiness on Diwali. To celebrate this emotion, we give gifts to our loved ones be it a box of sweets or a vacation trip. Also, it’s our responsibility to light up someone’s Diwali who may not be able to afford it at all. From gifting to Charity, fulfil all your societal joys this year with a FlexSalary line of credit.
  5. Big purchases: Diwali is the perfect time to add some good furniture or an electronic appliance to your house. Also, e-commerce sites and other stores launch many great deals during this time on products. So, don’t cut down on something you really need or want and avail the benefit of festive season sales. You can make your big purchases without a cash drain because, with us, you can pay back your dues in instalments you may like.
  6. Invest in yourself: While Diwali brings joy and prosperity, this is also the time for new resolutions. To be a better version of yourself can be the best of all the resolutions you make. Taking a gym package and starting your fitness journey, enrolling into a new course, learning a new skill or taking a hobby class; the options are plenty to gain more this year. Don’t hold back, just ignite the process and achieve more and more because FlexSalary has got your back!

As the happiness of Diwali adorns our homes and hearts, we stand ready to brighten your celebrations with our Diwali instant loan. Its flexibility and pocket-friendly rates make the loan a treasure rather than just another financial burden. FlexSalary line of credit is the solution and not the obligation. With a wish that this Diwali brings new joy for you and your family, we wish you, a Happy Diwali!