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Elevate Your Ugadi Shopping Experience with FlexSalary

As Ugadi and Gudi Padwa approach, the excitement among all of us for celebrating the festival with joy becomes palpable. And why shouldn’t we celebrate! After all, these are the times for new beginnings, celebrations, and of course, shopping! New clothes, home decor, delicious foods, and gifts for loved ones; The list for spending money goes on and on. However, sometimes these expenses can become a challenge for many. To save from any cash crunch, you must manage your festive season budget very well. While you look for credit solutions, you mustn’t miss the flexibility of it.

Today we will look into a perfect credit option to meet all your festive season shopping needs. But, before we go ahead, let’s understand the significance of shopping for Ugadi and Gudi Padwa. Buying new things during these festivals is not, just frivolous spending, but it has a deep relevance.

Why Ugadi and Gudi Padwa Shopping Matters:

Ugadi is marked as the Telugu and Kannada while Gudi Padwa is the Maharashtrian new year. These festivals mark the beginning of a new lunar cycle and are celebrated with great enthusiasm across India. It’s a time when people reflect on the past year, set new goals, and welcome the upcoming year with optimism and positivity. Shopping for new clothes, jewellery, home appliances, and gifts is an integral part of these celebrations. Everyone, as per their capacity, spends on shopping for these festivals as it symbolizes prosperity, renewal, and happiness.

Challenges Faced During Shopping for Ugadi and Gudi Padwa:

While shopping during these festivals is an exciting tradition, it can also pose financial challenges for many. The expenses made on purchasing new clothes, gifts, and other essentials can sometimes strain the budget.

It can be an added challenge for people who are living paycheck to paycheck or facing unexpected expenses. This is where FlexSalary steps in to offer a seamless and convenient credit solution. Having this you can elevate your Ugadi and Gudi Padwa shopping experience without straining on your budget.

3 Times FlexSalary Can Elevate Your Shopping Experience This Festive Season:

  1. No cash drain for shopping: We all work hard to save on cash. During the festive season, when your expenses increase, you might feel the urge to use this saved cash. However, it is advised to maintain your cash balance for emergency needs. For shopping requirements, you can rely on credit support from us. Having this, you can spend out of your approved credit limit and repay later. While this does not hinder your needs and elevate your shopping experience, this also saves you from the cash drain.
  2. One-stop solution for all you need: With this, are your shopping needs all sorted? Starting from shopping for new clothes to food to planning Pooja and parties to your house, renovation, etc. This credit line can be your all-in-one solution. It does not impose different rates of interest on different expenses. It uniformly treats your needs making it a straightforward credit solution. Unlike purpose-specific personal loans, this is a flexible, reasonable and convenient credit solution for you.
  3. Repay on your terms: While you get the liberty of using this credit option at your convenience, it is the same for repayment. You can choose the term of the loan which can vary from 10-36 months. Also, no fixed EMIs are mandatory here. You can pay back your dues in variable instalments suitable to you. As long as you pay the minimum monthly dues, you are liable for no other charges or penalties. This is also a permanent credit solution for you with its easy renewal. All you have to do is maintain credible and responsible credit behaviour.

What Does FlexSalary Offer?

It offers a line of credit exclusively designed for salaried professionals. It is full of flexibility credit which is perfect to meet your festive season shopping needs. While this helps you to sail through added expenses, this also works perfectly as a permanent and convenient credit backup.

You can get approval on a credit limit that varies between ₹500 to 3 lakh. This credit limit works perfectly for both your small and bigger cash requirements. It is 100% unsecured and digital which offers ultimate convenience. You can access it simply from your comfort based on your income statement and credit health.

Why FlexSalary?

It is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Since 2017, Vivifi India Finance Private Limited has been instrumental in helping Indians cover their cash crunches, using its product FlexSalary.  It is a line of credit that provides flexibility during disbursement and repayments keeping in mind the challenges faced by salaried professionals.

The paperless credit journey makes your loan approval much faster in an end-to-end encrypted digital environment. This works as an ultimate credit option to meet your different, multiple and discrete monetary needs – from making merchant payments to sending money in times of need to your loved ones.

Being a line of credit and an unsecured credit option sets it apart from any traditional loan. Here, interest accrues only on the amount utilized. It eliminates the burden of lump-sum interest payments irrelevant to usage. You can use this as a funding cushion. Utilize, repay and improve your credit score while eliminating any fund shortages.