Cash Loan from FlexSalary can help you handle any financial emergency easily. Be it any wedding expense, a quick vacation, paying children’s tuition fee or any other need, FlexSalary always offers you with a helping hand. Our online application form is available online at www.flexsalary.com (or) you can also apply through FlexSalary app which is available in both the Play Store and App Store.
Cash Loan: Features & Benefits
FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*. You can get a cash loan in 1 hour from FlexSalary. The loan has some exciting features and benefits which are listed below:
- Zero-collateral loan: FlexSalary cash loans are collateral-free as we do not ask any of your assets to be provided for us as a security deposit for availing a loan.
- Online application process: Our application process is completely online. There is no lengthy documentation required as part of this process.
- One-time sign-up: Sign up once and apply for a loan any number of times.
- Low CIBIL score? No problem! FlexSalary offers cash loans to salaried professionals even with a low credit score.
- Quick verification: Your loan eligibility is promptly determined after you submit your loan application.
- Flexible loan repayment: We do not insist you to pay full EMI for the month; you can make minimum monthly payments continuously till you get stable with your finances.
- Pay only for what you use: You will be paying interest only on the withdrawn amount and not on the total amount that is borrowed.
Cash Loan: Eligibility
Are you eligible for a FlexSalary cash loan? Glance through the criteria for cash loan eligibility below:
- Must be an Indian citizen
- Minimum eligible age is 21 years
- Should be a salaried individual with an income of at least INR 8000
To increase the chances of getting your loan approved, you must have a good CIBIL score of 750 and above. Having a low CIBIL score may get you a loan but you will be charged with a high interest rate.
Documents Required to Apply for a Cash Loan
Following are the mandatory documents that are required to get cash loan approved online:
- PAN card
- Residential proof
- Identity proof
- Income proof
- Passport size photographs
Get cash loans ranging from INR 4,000 to INR 2,00,000 with FlexSalary.
The tenure of FlexSalary cash loans is up to 3 years.
How to Apply for a Cash Loan at FlexSalary?
You can avail a cash loan in 1 hour, in 3 easy steps:
- Visit the FlexSalary website at www.flexsalary.com and click on ‘Apply Now’ to register as a new user.
- Fill in all the details as requested in the online loan application form.
- Either choose Net Banking Verification or upload the necessary documents and click on ‘Submit’.
After the verification, your loan will be approved within minutes and funds will be are disbursed on the same day. So, if you need money for your emergency needs, you can apply for a cash loan online anytime and get the cash in a few hours.