Easy Approval Loans in India

Easy approval loans in India from FlexSalary provides instant relief to you when you have a low credit score and limited borrowing options. Whenever you face a financial emergency but don't have a good credit score to apply for a loan, don't give up as FlexSalary is here to help you always.

FlexSalary is a loan initiative by Vivifi India Finance Private Limited, an RBI registered NBFC (non-banking finance company); providing innovative financial solutions. You can directly apply for a loan by visiting the official website of FlexSalary or download the FlexSalary app from the App Store or Google Play Store and apply for a loan. Before proceeding ahead to apply for an easy approval loan in India online, check out additional information about FlexSalary.

Easy Approval Loans in India: Features and Benefits

FlexSalary provides easy approval loans in India for salaried professionals only. You just need to meet our eligibility criteria along with the submission of a few mandatory documents, to get the loan amount within the same day you have applied.

With a FlexSalary loan, you will cover your financial needs instantly. Check out the exciting features and benefits of our loan:

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No collateral

Get approved with an unsecured easy approval loan from FlexSalary within a few hours. The best part is you need not pledge your assets as collateral to avail a loan.

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Paperless application

Now, you can get a personal loan in just a few clicks. The entire application process is paperless and carried out online.

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No hidden charges

We believe in complete transparency, so you get what you see. All charges are mentioned beforehand in the loan agreement and there are no hidden charges.

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Get cash within 24 hours

Without compromising on any guarantees, get quickest and easiest loans in India from FlexSalary within 24 hours.

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Minimal documentation

Submit a few basic documents such as ID, address and income proofs along with your bank statements for verification.

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Flexible repayments

You can pay your loan in flexible payments.

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Instant approval

With FlexSalary, you can receive an instant paperless approval when you choose the 'Net Banking' option.

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No restrictions on spending

There are no spending restrictions with a FlexSalary loan. FlexSalary never questions about your spending habits and can spend your money all at once or as per your need.

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Pay interest only on what you use

Once approved, the loan amount will be instantly disbursed into your account. So, the interest will be charged only on the withdrawn amount and not on the total amount that is credited.

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Having a poor credit score?

It is easy to qualify for an easy approval loan, even though you are not having a good credit score. Because we consider other additional factors to approve your loan.

Easy Approval Loans For Your Every Need

You can use an easy approval loan for the following purposes:

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Wedding

Manage your wedding expenses with an easy approval loan from FlexSalary.

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Home Renovation

Submit a few mandatory documents and get approved with an easy approval loan in India from FlexSalary. Decorate your home as you always dreamt of!

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Unplanned medical emergency

A medical emergency always requires immediate funding. Apply and get approved with an easy approval loan in India online right now!

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Higher education

Meet all your child’s education expenses with an easy approval loan from FlexSalary. Pay for their tuition fees, hostel charges and any other educational needs.

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Making a large purchase

Planning to make a big purchase? Apply for a loan and buy any big-ticket items.

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Plan your dream vacation

FlexSalary is here to cover your expenses such as flight tickets, hotel bookings, and more.

Eligibility Criteria for Easy Approval Loans in India

Check your eligibility for an easy approval loan in India with FlexSalary:

Nationality hould be Indian
Age Should be 21 years or more
Occupation Should be a salaried individual
Income Should have a monthly income of INR 8000

Documents Required for Easy Approval Loans in India

  • PAN card
  • Identity Proof
  • Residential Proof
  • Last 3 months payslips
  • Photo

Loan Tenure

It is open-ended. You can decide the loan tenure.

How FlexSalary Works

With FlexSalary, it is easy to get an easy approval loan in India in 1 hour by following the 3-step procedure:

Create Your Account - Visit the FlexSalary website at www.flexsalary.com. Click on 'Apply Now' to create your account.

Tell us About Yourself - Fill your personal details, employment details, and income details in the online loan application.

Verification - Either upload the documents or opt for the 'Net Banking' option. If you choose Net Banking, we can quickly approve your loan and disburse it on the same day you have applied.

To get your loan approved instantly, choosing the ‘Net Banking’ option can be ideal. Once approved, your funds will be immediately disbursed to your FlexSalary account on the same day, you have applied.

You can also apply for a loan using FlexSalary app. The application process is the same. Download our app here.

Frequently Asked Questions


You can apply for an easy approval loan either by visiting the website or by downloading the FlexSalary app from the Play Store or the App Store.
You should be a:
  • Citizen of India
  • Salaried individual with a monthly salary of INR 8000
  • Have an age of 21 years or above
You should submit a copy of your identity proof, residential proof, income proof and a few other mandatory documents. If needed, we may ask you a few other documents for approving your loan.
You can use it to pay for any last-minute wedding expenses, medical or educational expenses or even that impromptu vacation you would like to take.
If you opt for the "Net Banking" option while applying for our loan, you can get approved instantly.
A credit score is not the only criteria that decide your loan approval. However, a score of 750 or above is considered good.
You can repay your loan in the form of EMIs (Equated Monthly Instalments). If you are short of funds and unable to pay your monthly EMI, you can pay the minimum amount.
You can apply for a loan from INR 4000 up to INR 2 lakhs.
All charges are provided in the loan agreement documents. There are no pre-closure or other hidden charges.

FlexSalary is India's first emergency line of credit that provides easy approval loans to salaried individuals. You are eligible for FlexSalary even if your salary is just INR 8000. Some of the noteworthy features of a FlexSalary includes a one-time loan application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.