Easy Loan In India

You can now get an easy loan in India instantly from FlexSalary. FlexSalary provides easy loans and has an open-ended loan tenure up to 3 years. You can apply for a loan from INR 4,000 to INR 2,00,000 without submitting any collateral. Our loan application process is hassle-free. You must be a salaried professional receiving a minimum salary of INR 8,000 in your bank account to get loan approval.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We offer an easy loan for salaried professionals only. While filling our loan application, you should provide your salary information, upload your identity proof, address proof, and your photo for quick approval of your application.

Easy Loan In India: Features & Benefits

We can provide an easy loan in 1 hour if you meet our simple loan eligibility criteria and submit all the mandatory documents we have requested. Once your loan is approved, funds are disbursed into your account on the same day. You can use your borrowed funds for anything. We don’t restrict you from how you use our loan amount. You are free to use for any purpose. Check out some of the finest features and benefits of a FlexSalary easy loan.

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It’s an unsecured loan:

FlexSalary provides unsecured easy loan online in India. As the loan is unsecured, you don’t have to provide your assets as security to get our loan.

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Simple one-time application:

You can apply easy loan online within minutes using our simple one-time application. Apply once and use your disbursed money; repay it and again use the money.

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Minimal documentation:

FlexSalary will not ask so many documents for approving your loan. We only take a few mandatory documents.

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Repay in flexible payments:

There is no fixed EMI for our easy loan. If you don’t have enough funds to pay back the due amount, you can make minimum payments every month until you are steady with your finances.

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Same day disbursement:

If you are approved, your money will be disbursed into your account on the same day.

Easy Loan in India: Eligibility

If you want money instantly to meet your emergency needs, you must meet our simple easy loan eligibility criteria below.

Citizen You must be an Indian Citizen
Age Your age must be 21 years or above
Occupation You must be a salaried individual
Income You must have a minimum salary of INR 8000

Documents Required to Apply for an Easy Loan In India

  • PAN card
  • Identity proof
  • Residential proof
  • Income proof
  • Passport size photographs

Loan Amount

Apply and get easy loan approval online within a day. You can avail funds from INR 4,000 to INR 2,00,000.

Loan Tenure

The tenure of a FlexSalary loan is up to 3 years (Open-ended).

How to Apply for an Easy Loan in India at FlexSalary?

We have an easy 3-step loan application process.

Create your account by visiting FlexSalary.com. Click “Apply Now” to start your loan application process.

Fill all the mandatory details requested in the online loan application form.

Now select Net banking or upload the requested documents and click submit.

Always select “Net banking” to get approved on the same day. You can also select “upload your documents” but the loan approval may take some time.

If you need cash urgently, apply for an easy loan with FlexSalary and we see to it that your funds are disbursed as quickly as possible so that you meet your needs. The benefit of applying with FlexSalary is, you will get a loan even if your credit score is low. So, apply now.

Frequently Asked Questions


Get easy loan with FlexSalary, either by visiting our website at www.flexsalary.com or apply by downloading the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You should submit a copy of your identity proof, residential proof, income proof and a few other mandatory documents.
You can use an easy loan for your medical expenses, wedding expenses, home renovation, car repair and impromptu vacations.
Opt for e-verification with 'Net Banking' while applying for our loan, then you will receive your loan instantly.
Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors such as your ability to repay to approve you a loan.

You can repay your loan in the form of EMIs (Equated Monthly Installments). You can pay the minimum amount when you do not have sufficient funds to pay your monthly EMIs.

With FlexSalary, you can apply for a loan from a minimum of INR 4,000 to a maximum of INR 2,00,000.
There are no hidden charges. We believe in transparency. We don't levy any charges after your loan is approved.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, cash loan disbursal and flexible repayments.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash easyly to cover all their emergency needs.