Easy Loans Without Documents in India

An easy loan without documents in India from FlexSalary can be your saviour when you have financial stress. It is easy to apply for a loan with FlexSalary. The application process is easy as we have eliminated the need for paperwork. Therefore no physical visits and standing in long queues are required to get approved for your loan.

If you do not have the mandatory documents, you can still apply for an easy loan without documents in India online. You will be qualified for the loan amount you have requested for on the same day you have applied.

You can also apply for an easy loan without documents in India instantly by registering on the FlexSalary app. Download the app from the Google Store (for Android users) or the App Store (for iOS users).

Easy Loans Without Documents in India: Features and Benefits

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We provide easy loans without documents in India for salaried professionals only.

Before applying for a loan, it is always advisable to check your easy loans without documents in India eligibility criteria. Find below some of our benefits you can avail when you are approved with an easy loan without a document in India online with FlexSalary.

  • Online application process - FlexSalary loan application process is very simple and you can apply easily in 3 steps. You can apply for an easy loan without documents in India with our simple and paperless application. Fill the form, perform a small verification and if approved, finally get the loan amount into your account instantly.
  • No collateral required - With FlexSalary, you can get unsecured easy loans. You do not have to deposit any of your valuables as collateral!
  • Minimum documentation - During verification, some mandatory documents such as ID proofs, address proofs along with your bank statements are requested. Maintaining a copy of such proofs can always come handy during emergencies.
    Do not panic, if you do not have mandatory documents to submit. As you can still qualify for a loan with FlexSalary. Various additional factors are taken into consideration while approving your loan.
  • No hidden charges - We believe in transparency, hence all the charges are clearly stated in the Loan Agreement document. No extra charges are levied once your easy loan gets approved.
  • Instant approval - To get your loan approved instantly choose ‘Net Banking’. You can help us to approve your request instantly. Alternatively, you can also upload your documents, but this option might take additional time for us to verify and approve your loan.
  • Pay interest only on the amount used - We provide a very unique feature. We charge interest only on the amount that you have withdrawn and not on the total amount that is credited in your account.
    For example, if you are approved for an amount of INR 6000 and you withdraw only INR 3000, interest will be charged only on the latter amount.
  • Repay & reuse - After paying your principal outstanding and interest charged, you will be eligible to withdraw the entire approved amount again.
    For example, if you withdraw INR 30000 from a limit of INR 40000, and you pay back INR 30000 + interest, you will now be able to withdraw INR 40000 again.
  • Get cash within 24 hours - Once you are approved, your loan amount will be disbursed into your account within 24 hours!
  • Flexible EMIs - With FlexSalary, you find no fixed EMIs. Repay your loan amount as per your convenience and when you have sufficient funds. You can pay back within one day or after a few weeks.
  • No spending restrictions - FlexSalary will never question your spending habits. You are free to spend your money all at once as per your usage.

Easy Loans Without Documents in India for Your Every Need

FlexSalary offers personal loans. Be it any emergency, you are free to use your loan amount for any purpose.

  • Wedding - Budget exhausted? Not having additional cash to pay for your last-minute wedding expenses? Do not worry! Apply for an easy loan without documents from us.
  • Home Renovation - Planning to renovate your home, no problem as you can apply for an easy loan without submitting your documents in India.
  • Unplanned Medical Emergency - Pay for your medical emergencies getting an easy loan from us.
  • Higher education - Give wings to your child to fly higher. Do not compromise on their education and manage any expenses related to their tuition fees, course fee, hostel charges etc.
  • Making a large purchase - It is easy to purchase any big-ticket items with an easy loan from us. You can still get a loan, even though you do not have documents to submit.
  • Plan your dream vacation - Take a break and head for a vacation, even when short of funds. Just apply for an easy loan without submitting your documents and plan your vacation to add memories to your life.

Eligibility Criteria for an Easy Loan Without Document in India

To be eligible for a FlexSalary loan, you should be -

  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more

Documents Required for an Easy Loan in India

  • PAN card
  • Residential Proof
  • Last 3 months payslips
  • Government Authorized ID Proof
  • Net banking for electronic verification
  • Photo

Loan Tenure

This is an open-ended loan. You can decide on the loan tenure.

How FlexSalary Works

Get an easy loan without documents in India in 1 hour by following these simple steps -

  1. Create Your Account - You can create your account by visiting www.flexsalary.com. Click 'Apply Now' and create your account.
  2. Tell us About Yourself - In the online application form page, fill your personal, employment, and income details.
  3. Verification - Choose ‘Net Banking’ to e-verify your details (or) upload all the requested documents and click on 'Submit'.

If you want your loan request to be approved instantly, then choose the ‘Net Banking’ option. Upon approval, your funds will be immediately disbursed to your FlexSalary account on the same day.

You can also apply for a loan using FlexSalary app. The application process is the same. Download our app here.

Frequently Asked Questions

You can apply for a loan either by visiting www.flexsalary.com (or) download the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can use an easy loan for any emergency such as medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations.
With FlexSalary, you can get any type of loan approved instantly. Opt for e-verification with ‘Net Banking’ so that you will be instantly approved and the loan amount will be transferred into your account immediately.

Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors to approve your loan even if your credit score is low.

You can repay your loan in the form of EMIs (Equated Monthly Instalments). You can pay the minimum amount when you do not have sufficient funds to pay for your monthly EMIs.

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.

We believe in transparency. There are no hidden charges and no prepayment penalty.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover their emergency needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.