Loans for emergency in India - Approved instantly from FlexSalary

Get an Urgent cash loan up to 2 lakhs right when you need it

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Ran out of cash and struggling to meet your emergency needs? Why worry, when you have an emergency cash loan by your side. Although banks offer emergency cash loans, availing one from Non-Banking Finance Company (NBFC) is the best option as they not only process your loan request quickly but also approves your loan application just in a jiffy!

You might need emergency cash loans online for various reasons, such as:

  • To pay your medical bills
  • Urgent car repair
  • Sudden travel plan with family
  • Have a dream wedding

No matter the purpose, applying for an emergency cash loan in India is completely hassle-free with FlexSalary.

Features & Benefits of FlexSalary Emergency Cash Loans

  • No collateral required: No collateral or a guarantor is needed to get approval on your emergency cash loans today.
  • Paperless process: Get an emergency cash loan India with just a few documents that you can upload online while applying for the loan. Right from loan application to disbursal, the entire process is carried out online.
  • Bad credit loans: Having a low credit score? No worries, we will approve emergency cash loans for poor credit if you have a poor or low credit score.
  • Flexible repayment tenure: You could choose a loan tenure of up to 3 years. This way you can budget your repayments and other regular financial commitments with an emergency cash loan online in India with ease.
  • The credit limit for big-ticket purchases: With FlexSalary, you can borrow an emergency cash loan of up to INR 2,00,000 so that you can cover a majority of your needs.
  • Instant processing. Instant disbursal: When you have an urgent need for cash, then waiting is not an option. That is when applying for emergency cash advance loans, help you out!
  • No usage means no interest: Interest rates are levied only on the amount that you have withdrawn and not on the total loan amount that is approved.
  • Flexible repayments: You can conveniently pay only the minimum amount when you don't have enough cash to pay the total EMI for the month.

Eligibility Criteria

Find out your eligibility for an online emergency cash loan instantly.

  • Should be a resident of India. If you are staying in any of these metros, then, you can avail a loan:
    • Chennai - Emergency cash loan in Chennai
    • Hyderabad - Emergency cash loan in Hyderabad
    • Mumbai - Emergency cash loan in Mumbai
    • Bangalore - Emergency cash loan in Bangalore
    • Delhi - Emergency cash loan in Delhi
    • Pune - Emergency cash loan in Pune
  • Should be equal to or more than 21 years of age.
  • Should be a salaried employee with a monthly income of at least INR 8,000.

Our emergency cash loan app helps you get cash within no time so that you can meet your emergency needs that can't wait.

Documents Required

When you have a financial crux and need cash immediately, then applying for an emergency cash loan in one hour is the best solution. The application process with FlexSalary is simple as you have to submit only a few mandatory documents. Ensure that you are uploading valid and legal documents for a quick approval.

The documents that you need to submit are:

  • Identity proof - PAN card/Aadhar card/Driving license/Passport.
  • Address proof - Passport/Rental agreement/Utility bills like landline, water, or electricity.
  • Income proof - Submit 3-6 months salary slips along with your bank statements.
  • Upload photo - Upload photo with your face clearly visible.

Benefits of Emergency Cash Loans

An emergency cash loan now is exclusively designed to help you financially during emergencies.

  • Home repair - Maintaining a home is pretty expensive. At times, there may be unexpected damages like water leakage, pipe damage, etc. To fix them immediately or replace them, you need to buy the parts as well as pay for the services. So, applying for an emergency cash loan online can quickly help you solve such a problem when you already ran out of money.
  • Medical bills - You may burn your pocket by paying for unexpected injuries, costly medicines, treatments, and other procedures. So, applying for an emergency cash loan can be of huge help at that time.
  • Other unexpected expenses - There may be some other unexpected expenses such as urgent travel plans, home renovation, etc. In such situations, applying for an urgent cash loan is the best solution.

Apply for a Loan Today Using FlexSalary App

It is easy to get an emergency cash loan online with FlexSalary.

Step 1: Download FlexSalary app or visit the website at

Step 2: Create your account.

Step 3: Fill in your details and upload the requested mandatory documents and wait for the approval.

Once your loan is approved, the loan amount will be credited in your account within a few hours.

Apply Now

Emergency Cash Loan in India:FAQs

An emergency loan is an unsecured short-term personal loan. You can use it for various financial requirements. To have this loan you don't have to arrange for collateral and just based on your income and credit history you can apply for it. It comes with online accessibility and an instant disbursal facility.
FlexSalary personal line of credit can be the best emergency loan for every salaried professional. Starting from Rs.500 to Rs.2,00,00 it works perfectly for both small and bigger financial requirements. It's also an unsecured facility and just based on your salary slip and bank statement you can avail of it.
Many banks and NBFCs are available online and you can apply for an emergency loan. Using online portals getting the loan becomes very easy because then you can access the facility 24 x 7. With a reasonable rate of interest and a simple application process accessing an emergency loan is fast and easy.
Many lenders are available in the market based on your financial requirements and repayment capacity you can choose one to get your emergency cash loan. With a FlexSalary, you can have the credit within 24 hours of application. It gives a cash loan in form of a line of credit exclusively to salaried professionals.
Yes, the credit score please a crucial role in the approval of an emergency loan. Since it's an unsecured loan no collateral backs up the money the lender gives you. To save from any default in repayment or bad that the lender will make sure if you are a potential borrower or not. Checking your credit history is the best way to ensure it. The higher your credit score will be better the chances for instant approval on your emergency cash loan