Home Renovation Loans | Get the Money You Need to Improve Your Home

Home Renovation Loan In India

A home renovation loan is a loan that can be applied if you want to redesign your home and give it a new look. Home renovation loans at FlexSalary are unsecured, which means you need not submit any collateral. It is very easy to apply for a home renovation loan online with FlexSalary and give your home a new look.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Home Renovation Loan In India: Features & Benefits

FlexSalary offers home renovation loans for salaried professionals only. You can check your loan eligibility with us and apply for a loan immediately.

Below are some of the features and benefits of a FlexSalary home renovation loan:

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Non-collateral loan

FlexSalary offers a home renovation loan in India, and it is unsecured. So, you don’t have to submit your assets as a security to get the loan.

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One-time application and one-time approval

Apply once, use the credit, repay and use it again, just like a credit card.

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Minimum documentation

You are required to submit only a few mandatory documents for the approval of your loan. Unlike other lenders, we do not have a heavy documentation process.

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Flexible loan repayment

You can pay the minimum monthly amount if you are unable to pay your full EMI.

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Get instant credit

The application process is completely online. Your approved funds will be disbursed into your account on the same day you have applied.

Home Renovation Loan In India: Eligibility

You can get a loan if you meet our simple home renovation loan eligibility criteria.

Citizen Must be an Indian citizen
Age Minimum eligible age is 21 years
Occupation Should be a salaried individual
Income Income should be at least INR 8,000

Documents Required to Apply for a Home Renovation Loan In India

  • PAN card
  • Identity proof
  • Income proof
  • Residential proof
  • Passport size photographs

How to Apply for a Home Renovation Loan in India at FlexSalary?

We have a simple 3-step loan application process to get home renovation loan approval online.

Visit our website at www.flexsalary.com.To start your application process, click on “Apply Now” and create your account with FlexSalary.

Fill all the requested details in the online loan application form.

Either select Net Banking or upload the requested documents and click “Submit”.

After submitting your application, the loan approval process begins. If you are approved, then funds will be disbursed into your account instantly.

So, getting a home renovation loan can help you meet your home-related needs. Apply for a home renovation loan online with FlexSalary now and redesign your home. You can also apply for a loan through our app by simply downloading it from the App Store or the Play Store.

FAQs

Get home renovation loan with FlexSalary, either by visiting our website at www.flexsalary.com or apply by downloading the FlexSalary app from the Google Play Store or the App Store.

To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8,000 or more

You should submit a copy of your identity proof, residential proof, income proof and a few other mandatory documents.

You can use an home renovation loan for your medical expenses, wedding expenses, home renovation, car repair .

Opt for e-verification with 'Net Banking' while applying for our loan, then you will receive your loan instantly.

Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors such as your ability to repay to approve you a loan.

You can repay your loan in the form of EMIs (Equated Monthly Installments). You can pay the minimum amount when you do not have sufficient funds to pay your monthly EMIs.

With FlexSalary, you can apply for a loan from a minimum of INR 500 to a maximum of INR 3,00,000.

There are no hidden charges. We believe in transparency. We don't levy any charges after your loan is approved.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, cash loan disbursal and flexible repayments.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash home renovationly to cover all their emergency needs.