Home Renovation Loan In India

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A home renovation loan is a loan that can be applied if you want to redesign your home and give it a new look. Home renovation loans at FlexSalary are unsecured, which means you need not submit any collateral. It is very easy to apply for a home renovation loan online with FlexSalary and give your home a new look.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Home Renovation Loan In India: Features & Benefits

FlexSalary offers home renovation loans for salaried professionals only. You can check your loan eligibility with us and apply for a loan immediately.

Below are some of the features and benefits of a FlexSalary home renovation loan:

  • Non-collateral loan : FlexSalary offers a home renovation loan in India, and it is unsecured. So, you don’t have to submit your assets as a security to get the loan.
  • One-time application and one-time approval : Apply once, use the credit, repay and use it again, just like a credit card.
  • Minimal documentation : You are required to submit only a few mandatory documents for the approval of your loan. Unlike other lenders, we do not have a heavy documentation process.
  • Flexible loan repayment : You can pay the minimum monthly amount if you are unable to pay your full EMI.
  • Get instant cash : The application process is completely online. Your approved funds will be disbursed into your account on the same day you have applied.

Home Renovation Loan In India: Eligibility

You can get a loan if you meet our simple home renovation loan eligibility criteria.

  • Must be an Indian citizen
  • Minimum eligible age is 21 years
  • Should be a salaried individual
  • Income should be at least INR 8000

Documents Required to Apply for a Home Renovation Loan In India

  • PAN card
  • Identity proof
  • Income proof
  • Residential proof
  • Passport size photographs

Loan Amount

You can apply and get a home renovation loan in 1 hour from FlexSalary. Apply for as minimum as INR 4,000 to a maximum of INR 2,00,000.

Loan Tenure:

For a FlexSalary loan, the tenure is up to 3 years (Open-ended).

How to Apply for a Home Renovation Loan in India at FlexSalary?

We have a simple 3-step loan application process to get home renovation loan approval online.

Step 1: Visit our website at www.flexsalary.com.To start your application process, click on “Apply Now” and create your account with FlexSalary.

Step 2: Fill all the requested details in the online loan application form.

Step 3: Either select Net Banking or upload the requested documents and click “Submit”.

After submitting your application, the loan approval process begins. If you are approved, then funds will be disbursed into your account instantly.

So, getting a home renovation loan can help you meet your home-related needs. Apply for a home renovation loan online with FlexSalary now and redesign your home. You can also apply for a loan through our app by simply downloading it from the App Store or the Play Store.