Immediate Cash Loan in India

Apply for a collateral-free immediate cash loan to bid goodbye to all your financial worries.

Apply for a custom-fit personal loan up to INR 2,00,000 and get it approved within 1 hour.

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Immediate Cash Loan in India from FlexSalary can give you access to instant funds in the need of the hour. This multi-purpose loan can help you solve any financial emergencies.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). You can get an immediate cash loan on the same day you have applied. You can also apply for immediate cash loans with our FlexSalary app. Download the app either from the Play Store or the App Store.

Immediate Cash Loans in India: Features and Benefits

FlexSalary provides immediate cash loans for salaried professionals only. When you apply for an immediate cash loan online with FlexSalary, your application will be immediately processed and if approved, you can get cash on the same day. Following are the features and benefits of our immediate cash loans:

  • No collateral : With FlexSalary, you can get unsecured immediate cash loans. You do not have to deposit any of your valuables as a security to get a loan.
  • Paperless application process : The entire loan application process is carried out online; it’s paperless.
  • Minimal documentation : To avail an immediate cash loan, you must submit a few mandatory documents such as identity proof, residential proof, income proof, etc.
  • No hidden charges : We believe in transparency. Hence, no hidden charges are levied on you after you apply for an immediate cash loan.
  • Instant approval : Your loan application is quickly processed to determine your loan eligibility promptly. So, submit your accurate information and get your immediate cash loan approved online within no time.
  • Get cash within 24 hours : Once your loan gets approved, the loan amount will be disbursed into your account within 24 hours.
  • Flexible repayments : You can repay your loan in flexible payments. If you are short on funds and unable to pay your monthly EMIs, you can pay only the minimum amount every month until you are financially stable.
  • No spending restrictions : You will never be questioned about your spending habits. You are free to spend your money all at once for your personal use.
  • Pay interest only on what you use : Interest is paid only on the amount that is withdrawn from your account and not on your total approved limit.

Immediate Cash Loan for Your Every Need

  • Wedding - Any last-minute wedding expenses can be met by applying for an immediate cash loan online.
  • Home renovation - Expenses related to home repairs or building a new home can be managed with an immediate cash loan from FlexSalary.
  • Unplanned medical emergency - Medical emergencies do require immediate funding. Address all the medical emergencies with an immediate cash loan.
  • Higher education - Give wings to your child’s dreams. Do not compromise on providing them better education. Meet all their educational expenses such as course fees, travel expenses and hostel charges with our quick cash loan.
  • Making a large purchase - Short of funds to buy big-ticket purchases. Do not worry as you can apply for an immediate cash loan and buy the desired product.
  • Plan your dream vacation - Need a break from routine life? Just pack your bags, even though you are short of funds. Apply for an immediate cash loan and cover expenses such as flight tickets, hotel bookings, etc.

Eligibility Criteria for an Immediate Cash Loan

Know your immediate cash loan eligibility before applying for the loan:

  • Nationality - Should be Indian
  • Age - Should be 21 years or more
  • Occupation - Should be a salaried individual
  • Income - Should have a monthly income of INR 8000

Documents Required for an Immediate Cash Loan

  • Identity Proof
  • PAN card
  • Address Proof
  • Last 3 months payslips
  • Photo
  • Net banking verification to validate your bank account and salary information

Loan Tenure

Open-ended. You can decide the loan tenure.

How FlexSalary Works

You can get your immediate cash loan in 1 hour by following these simple steps:

  1. Create Your Account - Visit the FlexSalary website at Click on ‘Apply Now’ and create your account.
  2. Tell us About Yourself - Fill your personal details, employment details, and income details in the online loan application form page.
  3. Upload Your Documents - Either choose ‘Net Banking’ or upload all the requested documents and finally submit your loan application.

By choosing ‘Net Banking’, you will have more chances for quick loan approval as we have a chance to verify your income instantly.

Once approved, your loan amount will be immediately disbursed into your account within a few hours.

Frequently Asked Questions

You can apply for an immediate cash loan either by visiting the website at (or) by downloading the FlexSalary app from the Play Store or the App Store.
You should be a:
  • Citizen of India
  • Salaried individual with a monthly salary of INR 8000
  • Have an age of 21 years or above
You should submit a copy of your identity proof, residential proof, income proof and a few other mandatory documents.
An immediate cash loan can be utilized to solve any kind of financial emergencies. Be it last minute wedding expenses, healthcare expenses, paying your child’s tuition fees, impromptu vacations or upgrading your career by learning vocational skills. You can use it for any reason.

With FlexSalary, you can get any type of loan instantly. Opt for the Net Banking process while applying for the loan, to get an immediate cash loan

Credit score plays a very important role in determining your loan approval. Hence, a credit score above 750 is considered ideal to quickly approve your loan.

Do not worry, if your credit score is low. FlexSalary considers other factors such as creditworthiness while approving your loan.

You can repay your immediate cash loan in the form of EMIs (Equated Monthly Instalments). If you are short of funds and unable to pay your monthly EMIs, you can pay the minimum amount.

With FlexSalary, you can apply for a loan amount anywhere from a minimum of INR 4,000 to a maximum of INR 2,00,000.
We do not impose any hidden charges on our customers when you apply for our immediate cash loan.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can cover any emergency cash needs.

You are still eligible to get a loan from FlexSalary even if your credit score is low. Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.