Instant Cash in India

Now, solve all your cash problems with instant cash in India from FlexSalary. We provide unsecured credit options which you can avail during your financial emergencies. Just, apply for an instant cash loan from a minimum amount of INR 4,000 to a maximum amount of INR 2,00,000 and get instantly approved. You can also apply for instant cash in India online immediately in easy steps by downloading the FlexSalary app.

Instant Cash In India: Features and Benefits

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We provide instant cash in India for salaried professionals only. Before applying for a loan with us, we advise you to verify your eligibility for instant cash in India with FlexSalary.

Here are some of the features and benefits:

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Online application process:

Applying for instant cash is easy with FlexSalary. Our application is simple and paperless. You can complete the loan application in less than 5 minutes and get approved with instant cash in India online!

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No collateral required:

With FlexSalary you get an unsecured cash loan, without the need to provide any of your valuables as collateral!

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Minimum documentation:

Unlike the traditional lending, it is very easy to get your loan approved by submitting only a few mandatory documents. Submit the basic documents such as ID proofs, address proofs along with your bank statements.

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No hidden charges:

There are no hidden charges levied on you. For more details, you can check the loan agreement.

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Instant approval:

Opt for 'Net Banking' option while applying for our loan to get your loan approved instantly. Alternatively, you can also upload your documents, but the time taken to approve your loan may extend a little longer.

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Pay interest only on the amount used:

We charge interest only on the amount you have withdrawn and not on the total amount that is credited in your account.
For example, if you are approved for an amount of INR 8000 and you withdraw only INR 3000, interest is charged only on the latter amount.

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Repay & reuse:

Once you pay your principal outstanding and interest charged, you will be eligible to withdraw the entire approved amount again.
For example, if you withdraw INR 9000 from a limit of INR 12,000 and you pay back INR 9000 + interest, you will now be able to withdraw INR 12,000 again.

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Get cash within 24 hours:

FlexSalary offers you fastest instant cash in India. You can get your funds disbursed into your account within 24 hours.

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Flexible EMIs:

There are no fixed EMIs. Pay as per your convenience whenever you are financially stable!

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No spending restrictions:

We will never question your spending habits. Spend your money all at once as per your needs.

Instant Cash Loans in India for Your Every Need

FlexSalary offers customized personal loans for your every need.

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Wedding :

Short of the budget for your destination wedding? Manage your wedding expenses with instant cash from FlexSalary.

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Home Renovation :

Don't wait for your salary and get your home repairs done by getting the money instantly. Apply online for instant cash in India with FlexSalary and get your home renovated.

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Unplanned Medical Emergency :

Address your unplanned medical emergencies by getting cash instantly from us.

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Higher education :

Get cash to pay for your education expenses such as hostel charges, travel expenses, fee, etc.

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Making a large purchase :

You can buy large household appliances without providing any collateral.

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Plan your dream vacation :

Pay for all your travel-related expenses with an instant cash loan from us. Just fulfil our simple eligibility criteria and jazz up your journey.

Eligibility Criteria for Instant Cash in India

Check your eligibility below and get instant cash with FlexSalary -

Citizen Be an Indian citizen
Age Be 21 years or more
Occupation Be a salaried individual
Income Get a monthly income of INR 8000 or more

Documents Required for Instant Cash in India

  • PAN card
  • Government Authorized ID Proof
  • Address Proof
  • Last 3 months payslips
  • Net banking for electronic verification
  • Photo

Loan Tenure

This is an open-ended loan. You can decide the loan tenure.

How FlexSalary Works

Get instant cash in India 1 hour by following these simple steps -

Create Your Account - Visit the website at Create your account by clicking on 'Apply Now'.

Tell us About Yourself - In the online loan application page, fill your personal, employment, and income details.

Verification - Opt for 'Net Banking' to e-verify your details or upload all the requested documents and click on "Submit".

You can get your loan instantly approved by choosing the 'Net Banking' option. If you are approved, you will receive the funds directly into your FlexSalary account on the same day you have applied.

You can also apply for a loan using FlexSalary app. The application process is the same. Download our app here.

Frequently Asked Questions

With FlexSalary, you can get instant cash. Just apply by either visiting our website at or by downloading the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You should submit a copy of your identity proof, residential proof, income proof and a few other mandatory documents.
With an instant cash loan from FlexSalary, you can solve any kind of financial emergencies. You can use our instant cash loan for your medical emergencies, last-minute wedding expenses, home renovations, car repairs, or even impromptu vacations.
Choose e-verification with 'Net Banking' while applying for our loan. You will receive money instantly.
A score above 750 is considered good. However, we approve loans even if your credit score is low.

You can repay your loan in the form of EMIs (Equated Monthly Installments). You can pay the minimum amount when you do not have sufficient funds to pay your monthly EMIs.

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.
There are no hidden charges. We believe in transparency and all charges are stated within the loan agreement.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover all their emergency needs.