Receive funds in your FlexSalary account once approved
Our credit line ranges from Rs.4,000 to Rs.2,00,000. Once your loan is approved you can borrow any amount you need within the limit. You will be charged interest only on the amount used. We recommend to perform EBV to receive funds within the same day. You can use the credit line whenever you require as long as you pay the minimum repayment amounts.
So, are you interested in amplifying your lifestyle? What are you waiting for?
You can apply for our personal line of credit either through our website or any of our android or iOS apps.
FlexSalary requires your:
No. Only salaried individuals with a minimum salary of INR 8,000 can apply for a FlexSalary personal line of credit.
You must be an Indian citizen with minimum of 18 years of age to be eligible for FlexSalary's personal line of credit.
FlexSalary personal line of credit is approved almost instantly.
You can borrow as low as INR 4,000 and up to INR 2,00,000.
The loan tenure is up to 3 Years (Open-ended).
No. You don't have to provide any security or collateral to get approved for a personal line of credit from FlexSalary.
FlexSalary doesn't charge any penalty for prepayment of your loan.
FlexSalary has no restrictions on how you make use of your personal line of credit amount. You can use it for your child's fee payment, upgrading your home or even a holiday.
Electronic Bank Verification is a revolutionary process used by banks, lenders and other financial institutions to verify the financial status of a potential customer. While applying for a personal line of credit, you can choose the EBV option instead of 'Upload Your Documents' option to get instant loan approval.
Your application will be rejected straightaway if your profile doesn't meet our eligibility criteria requirements.
FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*