Instant Cash Loan In 1 Hour

Do you have an emergency cash crisis and need an instant cash loan in 1 hour to meet your emergency needs? FlexSalary can provide collateral-free loan up to INR 2,00,000 at competitive interest rates and flexible repayment options.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

If you are a salaried employee and waiting for your salary to pay your bills, why pay a hefty late fee when you can get an instant cash loan within 1 hour? Apply for a loan with FlexSalary immediately and pay all your bills. We have helped thousands of customers when they are financially low. You can also apply for a loan easily through FlexSalary Android or iOS app.

Instant cash loan in 1 hour: Features and Benefits

FlexSalary offers India’s quickest personal loans in India within 1 hour. You can get as minimum as INR 4,000 to a maximum limit of INR 2,00,000 with FlexSalary. Following are some of the top features and benefits of our instant cash loans.

Unsecured personal loans
Unsecured loan:

FlexSalary offers unsecured personal loans, where you are not required to provide any collateral to get a loan approved.

Minimal documentation
Minimal documentation:

We do not ask for heavy documentation to approve a loan. Only a few basic documents must be provided.

No hidden charges
No hidden charges:

FlexSalary will not levy any hidden charges on you.

Access cash any time
No spending restrictions:

We do not restrict your spending habits. You can use the cash for any of your needs.

Same-day approval
Same-day approval:

If you meet our loan eligibility criteria, you will be instantly approved on the same day.

Pay interest only if you use
Pay interest only for what you use:

We charge you interest only for the funds that you withdraw and nor for the total amount that you have borrowed with us.

Flexible repayments
Flexible repayments:

You have the flexibility to pay minimum amount every month in case you are unable to pay the full EMI.

Instant cash loan in 1 hour: Eligibility

Have a low credit score and wondering if you will qualify for our instant cash loan online? No worries as we check your ability to repay the loan rather than only your credit score.

Meet the below-mentioned simple loan eligibility criteria to get an instant cash loan in 1 hour online.

Citizen You must be an Indian Citizen
Age Must be above 18 years
Occupation You must be a salaried employee
Income You must have a minimum salary of INR 8000

Documents Required to Apply for an Instant cash loan in 1 hour

  • Identity Proof (Aadhaar / Driving License / Passport / Voter ID)
  • PAN card
  • Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID)
  • Last 3 months payslips
  • Photo with the applicant’s face clearly visible. You will be prompted to take a selfie or upload a photo while applying for our loan through our mobile app
  • Net banking verification to validate your bank account and salary information

Loan Amount

Apply anywhere from INR 4,000 to INR 2,00,000.

Loan Tenure

You can decide the loan tenure as it is an open-ended loan.

How to Apply for an Instant Cash Loan at FlexSalary?

In order to get an instant cash loan in 1 hour in India at FlexSalary, follow the below-mentioned 3-step loan application procedure:

Visit www.flexSalary.com and click ‘Apply Now’. You will be redirected to our online loan application form web page.

Create your account with FlexSalary by filling all your personal details, employment details, and income details.

Upload the requested documents and submit your loan application.

Our team will quickly check your eligibility. If you meet our requirements, you will be instantly approved for our cash loan. Apply for a paperless loan now!

Frequently Asked Questions


You can apply for a loan either by visiting www.flexsalary.com (or) download the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary instant cash loan, you have to -
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can use an instant cash loan for any emergency such as medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations.
With FlexSalary, you can get any type of loan approved instantly. Opt for e-verification with 'Net Banking' so that you will be instantly approved and the loan amount will be transferred into your account immediately.
Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors to approve your loan even if your credit score is low.
You can repay your loan in the form of EMIs (Equated Monthly Instalments). You can pay the minimum amount when you do not have sufficient funds to pay for your monthly EMIs.

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.

We believe in transparency. There are no hidden charges and no prepayment penalty.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover their emergency needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.