Instant Cash Loans No Documents Required in India

An instant cash loan with no documents required in India from FlexSalary provides financial support when an emergency strikes your life the hardest. You can still get a loan from FlexSalary in absence of documents and you will also be approved with the loan on the same day you have applied.

The advantage of applying for a loan with FlexSalary is you pay interest only on the amount that you have withdrawn and not on the total amount that is credited in your account.

Then, why wait to apply for an instant cash loan with no documents required with FlexSalary? Apply now and solve all your financial crunches.

You can also apply for an instant cash loan with no documents required in India online instantly by registering on the FlexSalary app. Download the app from the Google Store (for Android users) or the App Store (for iOS users).

Instant Cash Loans No Documents Required in India: Features and Benefits

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We provide instant cash loans with no documents required in India for salaried professionals only.

Before applying for a loan, we request you to verify your eligibility for instant cash loan with no documents required in India. Take a look at some of the features and benefits and advantages of our loan.

  • Online application process - You can apply for an instant cash loan with our simple and paperless application. You just need to fill a simple online application form and submit to get approved instantly!
  • No collateral required - We provide unsecured cash loans. You do not have to provide any of your valuables as collateral!
  • Minimum documentation - Basic documents such as ID proofs, address proofs along with your bank statements are requested during verification. Maintaining a copy of such proofs can always come handy during emergencies.
  • No hidden charges - We believe in transparency. Everything is clearly stated in the Loan Agreement. No extra charges are levied once the loan is approved.
  • Instant approval - During your loan application process, opt for ‘Net Banking’ as this option helps us to instantly approve your loan request. Alternatively, you can also upload your documents, but the time taken to approve your loan may extend a little longer.
  • Pay interest only on the amount used - We charge interest only on the amount you have withdrawn and not on the total amount that is credited in your account.
    For example, if you are approved for an amount of INR 6000 and you withdraw only INR 3000, interest is charged only on the latter amount.
  • Repay & reuse - Once you pay your principal outstanding and interest charged, you will be eligible to withdraw the entire approved amount again.
    For example, if you withdraw INR 3000 from a limit of INR 4000, and you pay back INR 3000 + interest, you will now be able to withdraw INR 4000 again.
  • Get cash within 24 hours - Once you are approved, your loan amount is disbursed into your account within 24 hours!
  • Flexible EMIs - There are no fixed EMIs and you can repay your loan amount within one day or a few weeks. Pay as per your convenience!
  • No spending restrictions - FlexSalary will never question your spending habits. You are free to spend your money all at once as per your usage.

Instant Cash Loans for Your Every Need

FlexSalary offers custom-fit personal loans and you are free to use your loan amount for any purpose.

  • Wedding - Worried about last-minute wedding expenses? Do not worry and apply online for instant cash loans without documents in India with FlexSalary and have a wonderful wedding.
  • Home Renovation - You can still renovate your home when your salary is not yet credited. Start renovating your home with an instant cash loan from us.
  • Unplanned Medical Emergency - Need cash for medical emergencies? Apply for an instant cash loan without documents from FlexSalary.
  • Higher education - Using our instant cash loan, you can pay for your course fee, hostel charges, travel expenses, and other needs.
  • Making a large purchase - Want to make big purchases, but low on cash? No worries, apply for an instant cash loan and buy everything you desire.
  • Plan your dream vacation - If you are short of funds for a vacation, just apply for our instant cash loan. Cover all your travel-related expenses such as flight tickets, hotel bookings, etc.

Eligibility Criteria for an Instant Cash Loan No Documents Required in India

To be eligible for the FlexSalary personal line of credit, you should be -

  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more

Documents Required for an Instant Cash Loan in India

  • Government Authorized ID Proof
  • PAN card
  • Residential Proof
  • Last 3 months payslips
  • Net banking for electronic verification
  • Photo

Loan Tenure

This is an open-ended loan and you can decide on the loan tenure.

How FlexSalary Works

Get an instant cash loan without documents in India in 1 hour by following these simple steps -

  1. Create Your Account - Visit the website at www.flexsalary.com. Create your account and then, click on 'Apply Now'.
  2. Tell us About Yourself - Fill your personal, employment, and income details in the online loan application page.
  3. Verification - Choose 'Net Banking' to e-verify your details or upload all the requested documents and click on 'Submit'.

By choosing the ‘Net Banking’ option, you can receive approval for your cash loan instantly.

Upon approval, your funds will be immediately disbursed to your FlexSalary account on the same day.

You can also apply for a loan using FlexSalary app. The application process is the same. Download our app here.

Frequently Asked Questions


You can apply for a loan either by visiting the website at www.flexsalary.com or by downloading the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can solve any kind of financial emergencies. Be it medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations. You can use a cash loan absolutely for any reason.
Opt for e-verification with 'Net Banking' while applying for our loan, then you will receive your loan instantly.

Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors to approve your loan even if you do not have mandatory documents.

You can repay your loan in the form of EMIs (Equated Monthly Installments). You can pay the minimum amount when you do not have sufficient funds to pay your monthly EMIs.

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.

There are no hidden charges. We believe in transparency and all charges are stated within the loan agreement.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover all their emergency needs.