FlexSalary- Instant loan App in India for Salaried

FlexSalary, an Instant Loan App is offered by Vivifi India Finance Pvt Ltd, a non-banking finance company registered with the Reserve Bank of India (RBI). It can be your one-stop solution to avail instant loan for all your emergencies. Our app has been rated best and fastest instant loan app in India by most of our customers and we could help you at the need of the hour and disburse money immediately without the need to ask anyone else. We always strive to deliver the best experiences for all our customers as we try to get you the loan with minimal documentation. FlexSalary is also India's first instant line of credit app that provides urgent cash help in case of emergency needs.

The revolutionary impact of the internet has bought everything under our fingertips. You can now get anything you need by using your mobile phone. You can order food, book movie tickets, pay your bills, apply for a loan, etc. The usage of instant loan apps has also rapidly increased, and the borrower's emergency cash needs are also addressed quickly. So, to avail emergency funds, download a trusted and best instant loan app in India like FlexSalary and apply for a loan now.

Instant loan apps have also made it easier for people with less-than-perfect credit to borrow money. Many traditional lenders rely heavily on credit scores when making lending decisions, making it difficult for those with low or no credit scores to secure a loan. On the other hand, instant loan apps often have more lenient lending criteria and may not require a credit check at all.

Instant Loan App: Features & Benefits

Flexsalary is RBI registered loan app for Salaried. We offer cash loans, instant loans, personal loans, and early salary advance loans, etc. for salaried professionals with attractive interest rates, flexible EMI and zero collateral.

An instant loan from FlexSalary has some exciting features and benefits which are mentioned below:

• One-time sign-up: You can sign up once and apply for any loan 'n' number of times. There is no more waiting time to apply for a new loan.
• Zero-collateral app: No need to submit any of your assets as a security deposit to avail a loan.
• Easy and paperless application: With just a single tap of a button on your smartphone, you can avail a loan within minutes. Our loan process is simple, quick, hassle-free, and paperless.
• Loan at your fingertips: You can apply for a loan, get approval within minutes. The fund disbursal happens within hours. So, it's the best instant app to borrow money when in urgent need.
• Low on CIBIL score? No problem!: You are still eligible to get loans with your low credit score.
• Flexible EMI repayment: You can pay the minimum amount if you are unable to pay the monthly full amount of EMI.
• Don't pay if you don't use: Pay interest only on the withdrawn amount and not on the total borrowed amount.
• Reminders: You will be notified about your payments, statement downloads and any dues that seek your immediate attention.

Eligibility Criteria

You are eligible for an instant loan if you meet the below criteria:

• Indian citizen
• Eligible age is 21 years and above
• Salaried individual with an income of at least INR 8000

FlexSalary operates across all the cities and states of India.

Documents Required For An Instant Loan

• Identity proof: PAN card, Aadhaar card/ Passport/ Government approved ID
• Residential proof: Aadhaar card/residential property papers/rent agreement/utility bills
• Income proof: salary slips/bank statements/casual statements/financial statements

Why Choose FlexSalary As An Instant Loan App

• Easy to Use: It's easy to use, with a user-friendly interface and pages that are automatically directed, allowing you to complete the application process without any professional help.
• Easy application: The application process is short and simple, with the option to upload documents easily.
• Speed: With an instant loan app, you can receive approval and funding within hours, rather than waiting days or weeks for a traditional loan. This is especially useful in cases of emergencies or urgent cash needs.
• End-to-end encrypted: It offers end-to-end encryption to protect the privacy of your shared records.
• Zero downtime: The app is functional 24/7 without downtime, allowing you to access credit anytime, anywhere.
• Transparent lending: It provides transparent lending, with the rates and charges clearly highlighted and no hidden details. You can view the details of your open credit line, payments made, and upcoming dues through the app.

Loan Amount & Tenure

Salaried professionals can avail instant loan approval from INR 4,000 to INR 2,00,000 with a flexible loan tenure of up to 3 years.

How to Apply for an Instant Loan using an App?

• Download FlexSalary App: Search for the app in the App Store or Google Play Store and download it to your smartphone or desktop.
• Create An Account: Follow the prompts to create an account with our app. This may involve entering personal information such as your name, address, and phone number.
• Select The Type Of Loan You Need: Many instant loan apps offer a variety of loan products, including personal loans, payday loans, and installment loans. Choose the type of loan that best fits your needs.
• Enter Your Financial Information: You will need to provide information about your income, expenses, and banking information. This will help the app determine your eligibility for a loan and the terms of the loan.
• Submit Your Application: Review your loan application to make sure all the information is accurate and complete, then submit it.
• Wait For Approval: We will review your application and provide a decision within hours. If you are approved, you will receive instructions on how you can get started with the loan process and how you can start using your payment method.
• Repay Your Loan: Make sure to carefully review the terms and conditions of your loan, including the interest rate, fees, and repayment schedule. Make your loan payments on time to avoid any negative consequences.

FlexSalary: The Best Instant Personal Loan App for Salaried Professionals in India

Looking for the best instant personal loan app in India? There are many financial options available but, FlexSalary may be the right choice for you. This app offers a line of credit exclusively to salaried professionals, with a minimum salary requirement of INR 8,000 per month. It has a credit limit ranging from INR 4,000 to INR 200,000, making it suitable for both small and larger expenses. We offers a 100% collateral-free credit facility that is available after a simple application process and minimal documentation. FlexSalary is available on both iOS and Android devices, that you can easily access it to get instant credit within 24 hours of applying.

Looking for the best instant personal loan app in India? There are many financial options available but, FlexSalary may be the right choice for you. This app offers a line of credit exclusively to salaried professionals, with a minimum salary requirement of INR 8,000 per month. It has a credit limit ranging from INR 4,000 to INR 200,000, making it suitable for both small and larger expenses. We offers a 100% collateral-free credit facility that is available after a simple application process and minimal documentation. FlexSalary is available on both iOS and Android devices, that you can easily access it to get instant credit within 24 hours of applying.

Since FlexSalary offers an instant loan in the form of a line of credit, you only have to pay interest after spending the money. This is a better option than a personal loan, as the interest doesn't start accruing on the total lump sum from day one.

Overall, instant loan apps have greatly improved the borrowing experience for many people, making it easier and faster to get the money they need when they need it.

So, if you need instant loans, just download our instant loan app online, and apply for a loan immediately.