Instant Personal Loan

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An instant personal loan can quickly help you realize your dreams. With an instant loan, you can take care of any emergency medical expense, last-minute wedding expenses, or plan a holiday. If you are looking for an instant personal loan online, FlexSalary is offering personal loans with competitive interest rates.

We often face many challenges to achieve our needs and even desires that are beyond our capacity. We want to make all our dreams come true quickly and an instant personal loan can be the only solution. Live your life to the fullest applying for a quick personal loan right away!

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

We offer an unsecured personal loan, which means you are not required to put any of your assets such as gold, property, car, or any other valuable items as security to get a personal loan. Enjoy the benefits of collateral-free loans at FlexSalary and make your ends meet.

Instant Personal Loan: Features and Benefits

  • Collateral-free loan: An instant personal loan from FlexSalary is collateral-free. You may not lose your assets as you don’t have to provide your assets to get approval for our loan.
  • Less documentation: Unlike other lenders, we do not ask for heavy documentation to approve you a loan. We just ask only a few basic documents and some mandatory details.
  • No hidden charges: We do not levy any sort of hidden charges on you. Everything is clearly mentioned in our terms and conditions.
  • Same-day approval: If you meet our simple loan eligibility criteria, your loan will be approved instantly, and funds will be in your account on the same day.
  • Pay interest only for what you use: You will pay interest only on the amount you use and not on the total borrowed sum.
  • Flexible repayments: We give you complete flexibility with your repayments. You can pay minimum amount every month in case you are unable to pay the full EMI.

Instant Personal Loan: Eligibility

Worried that you will not be qualified for our instant personal loan online because of your low credit score? Don’t worry! We check your ability to repay the loan rather than only your credit score.

Besides, you must meet the below-mentioned loan eligibility criteria:

  • You must be an Indian citizen
  • You should be above 18 years of age
  • You must be a salaried employee
  • You must have a minimum salary of INR 8,000

Documents Required to Apply for an Instant Personal Loan

  • Identity Proof (Aadhaar / Driving License / Passport / Voter ID)
  • PAN card
  • Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID)
  • Last 3 months payslips
  • Photo with the applicant's face clearly visible. You will be prompted to take a selfie or upload a photo while applying for our loan through our mobile app
  • Net banking verification to validate your bank account and salary information

Loan Amount

You can apply for as minimum as INR 4,000 to a maximum of INR 2,00,000 with FlexSalary.

Loan Tenure:

It is an open-ended loan. You can decide the loan tenure.

How to Apply for an Instant Personal Loan at FlexSalary?

To get an instant personal loan in India at FlexSalary, follow the simple 3-step loan application procedure explained below:

Step 1: Visit FlexSalary.com and click ‘Apply Now’ and you will be navigated to our online loan application form.

Step 2: Create your account with FlexSalary by filling all your personal details, employment details, and income details.

Step 3: Upload the requested documents and submit your loan application.

If you meet our requirements, you will be instantly approved for our personal loan. So, apply now! It's completely paperless and hassle-free.