Personal Loan in Chennai

Avail personal loan from ₹4,000 to ₹2,00,000

Personal loan in Chennai from FlexSalary can be your immediate option to meet your current financial issues. You may borrow this loan to help meet any of your financial needs, whether it is a medical emergency, remodelling your home, funding an international trip, or pursuing higher education. With an immediate finance option from FlexSalary at your perusal, you can fulfil all your dreams and responsibilities quite easily.

Borrowing money from FlexSalary is a lot easier, quicker, and convenient. We provide instant approvals and disburse the loan amount immediately into your account to help you meet your financial needs easily. FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Instant Loan in Chennai: Features and Benefits

An instant loan in Chennai from FlexSalary can be used for any purpose, as we do not impose any restrictions on your spending. We are an app-based credit line offering personal loans. Just meet our simple eligibility criteria and you can get approved for a loan amount anywhere ranging from INR 4,000 to INR 2,00,000. Here are the top features and benefits of a personal loan in Chennai:

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Unsecured personal loans:

Any type of loan available with FlexSalary are unsecured. So, you need not pledge any of your assets as collateral to avail a loan.

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Minimal documentation:

Unlike other lenders, we do not request you to submit us lump sum documents to help you qualify for a personal loan. Our motto is simple and we follow paperless approvals. We request only a few mandatory documents such as proofs concerning your identity, residence and income, to approve your loan. Apply now for an instant loan with FlexSalary.

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Same-day approval:

There may be many money lenders in Chennai, but finding a trustworthy lender like FlexSalary can be difficult. Because not all lenders approve you with same-day instant loans like us.

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No hidden charges:

No hidden charges are levied when you are approved for an instant personal loan with us. We have clearly stated information regarding any fees/charges in the loan agreement. If you need further confirmation, you can go through the fine print carefully.

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Access credit any time:

We have our presence felt throughout India. So, remember that whenever a financial emergency strikes, you can easily apply for a loan with FlexSalary. Because we are always there to provide you with instant access to credit anywhere and anytime.

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Pay interest on usage only:

The benefit of applying for a personal loan with FlexSalary is interest is not levied if your funds are sitting idle in the account. You pay interest only on the withdrawn money but not on the total approved amount.

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Easy and flexible repayments:

With FlexSalary, you can achieve the utmost flexibility with your repayments. In case, you are unable to pay for your EMI for that particular month, then you can pay the minimum amount only, which is only possible with FlexSalary.

You can get a personal loan from any private finance in Chennai, but FlexSalary stands the best among all the lenders.

Personal Loan in Chennai: Eligibility

Our eligibility criteria are simple to apply and easy to understand. Apply with FlexSalary to qualify for an instant personal loan in Chennai:

Citizen Be an Indian citizen
Age Be 21 years or more
Occupation Be a salaried individual
Income Get a monthly income of INR 8000 or more

Required Documents to Apply for a Personal Loan in Chennai

When applying for a personal loan in Chennai with FlexSalary, you will require the following documents:

  • Proof of ID - PAN card/Driving license/Passport/Aadhar card
  • Proof of residence - Passport//Utility bills like a landline, water, or electricity/Rental agreement
  • Proof of income - Submit 3-6 months salary slips along with your bank statements.
  • Upload photo - Upload photo with your face visible.

Loan Amount

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.

Loan Tenure

It is open-ended and you can decide on the loan tenure.

How to Apply for a Personal Loan in Chennai at FlexSalary?

You can avail finance in Chennai from any lender. But, applying for a personal loan with FlexSalary is easy. So, get started with the process.

Step 1 - Visit the website at www.flexsalary.com. and check your eligibility criteria.

Step 2 - If you match the eligibility, then Login/Signup to your FlexSalary account.

Step 3 - Upload the requested mandatory documents and complete your KYC. For immediate loan approval, opt for 'Net Banking' verification.

If approved, you will get the loan amount into your account within a few hours.

Personal Loan in Chennai FAQs


Here are our eligibility criteria to avail a personal loan in Chennai with FlexSalary:
  • Should be of Indian nationality.
  • Should be equal to or more than 21 years of age.
  • Should be a salaried employee with a minimum monthly income of INR 8,000.
We believe in transparency and do not levy any hidden charges on our customers. For further details, you can go through the loan agreement where everything is clearly stated.
You can repay your loan online in the form of EMIs (Equated Monthly Instalments). If you are not having sufficient funds to pay for your monthly EMI, you can pay the minimum amount until you bounce back financially healthy.
Yes, the non-payment of your loan EMI can hamper your credit score. So, we advise you to be careful and donít be a defaulter.
You can use the loan amount for any purpose you need. With FlexSalary, there is no restriction on your spending.