Chennai is one of India's most vibrant metropolitan cities and the cultural capital of Tamil Nadu. It seamlessly blends ancient heritage with modern advancements. From the iconic Kapaleeswarar Temple to the ever-growing IT corridor, this coastal metropolis has it all. It captivates people with its rich history, mouthwatering cuisine, and thriving industries. Known for its intellectual prowess and cosmopolitan spirit, Chennai offers a unique tapestry of experiences and opportunities for locals and visitors. With so much to experience, Chennai can be an expensive city. Fortunately, personal loans in Chennai are readily available for residents to explore its many opportunities.
However, Chennai's vibrant energy comes at a cost. This vibrant metropolis, rich in history and brimming with opportunity, can also be expensive. Applying for an Easy Personal loan can help bridge the gap, but often comes with fixed interest rates
We offer a credit line with smart features and benefits designed to be a more manageable alternative to a personal loan:
Unlike personal loans, you only pay interest on withdrawn funds.
Your loan will be approved within few hours
No lengthy paperwork needed. Using our app or the official website, you can upload all the records and proceed with verification. You can also complete this stage by uploading your Aadhar card, PAN card, Salary slips, bank statement and one passport-sized photograph. Apply now for this alternative to an instant loan online.
Manage repayments according to your needs.
Apply and access your credit line anytime, anywhere.
Credit limit from ₹500 to ₹3,00,000.
Responsible use can help build your credit history.
You can get a personal loan from any private finance in Chennai, but FlexSalary stands one of the best among all the loan providers.
| Citizen | An Indian citizen |
| Age | 21 years or more |
| Occupation | A salaried individual |
| Income | Minimum salary of Rs.8,000 |
Applying for a credit line as an alternative to a personal loan in Chennai has just three simple steps-
Apply: Answer a few questions about yourself and get approved in less than 5 minutes. Add your PAN, Phone number, address and employment details
Verify: Verify your details on a quick Video KYC call on the app. You will only need these; Identity proof (PAN), Address proof (Aadhaar, Driving License etc.), A good network
Activate: Activate your lifetime credit line by digitally signing the agreement using your Aadhaar-linked phone number. No paperwork is needed.
FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).
Since 2017, Vivifi India Finance Private Limited has been instrumental in helping Indians cover their cash crunches. It is a line of credit that provides flexibility during disbursement and repayments keeping in mind the challenges faced by salaried professionals.
It offers a convenient digital experience offering instant credit ranging from Rs. 500 to Rs. 3,00,000 with flexible repayment terms. The paperless credit journey makes your loan approval much faster in an end-to-end encrypted digital environment.
This works as an ultimate credit option to meet your different, multiple and discrete monetary needs – from making merchant payments to sending money in times of need to your loved ones.
Being a line of credit and an unsecured credit option sets it apart from any traditional loan. Here, interest accrues only on the amount utilized. It eliminates the burden of lump-sum interest payments irrelevant to usage. You can use this as a funding cushion. Utilize, repay and improve your credit score while eliminating any fund shortages.
