Personal Loan in Mumbai

Avail personal loan from ₹4,000 to ₹2,00,000

A personal loan In Mumbai from FlexSalary can help manage any of your expenses such as marriage, home renovation, family vacation, unexpected medical expenses, child's education, or any other emergencies while residing in Mumbai. This flourishing cosmopolitan city, also referred to as the 'City of Dreams' has well-utilized the idea of credit, and this is the reason why many Mumbaikars rely on a personal loan.

FlexSalary is always open for a discussion over your urgent and unexpected personal loan requirements and ensures to offer you expert solutions for your financial needs. We offer instant loan in Mumbai with:

  • Competitive interest rates
  • Ensure quick approvals
  • Instant funds disbursal

FlexSalary has been partnering with you to fulfil your aspiration and financial responsibilities. So, apply with us as we are India's first app-based credit line, offering money quickly in the form of personal loans.

Instant Personal Loan in Mumbai: Features and Benefits

An instant personal loan in Mumbai from FlexSalary is paperless and unsecured. The whole process right from applying for the loan to documentation and till the disbursal of your money takes less time when compared to other lenders and is completely carried out online. This makes FlexSalary ideal for times of contingencies.

The high cost of living in Mumbai may weaken you. Also, it may be tough getting finance in Mumbai. With FlexSalary, it is extremely easy to get a loan for wedding, relocation, in case of a medical emergency, or to buy any gadget. So, just meet our simple eligibility criteria and get approved for a loan amount anywhere ranging from INR 4,000 to INR 2,00,000. Here are the top features and benefits of availing a personal loan in Mumbai:

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Unsecured personal loans :

Collateral is not required to qualify for a personal loan. You are not required to mortgage your assets or provide for any kind of guarantee.

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Minimal documentation:

By submitting only a few documents such as proofs concerning your identity, income, and residence, it is easy to get approved for a personal loan in Mumbai.

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Same-day approval:

FlexSalary is best known for its same-day approvals. Very few money lenders in Mumbai, provide such benefits, but none match the speed of FlexSalary. Just meet our simple eligibility criteria and get approved for an instant personal loan in Mumbai. You can also apply for a loan using our FlexSalary app, which is available both in the Play Store or the App Store.

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No hidden charges:

Unlike other lenders, we do not levy any hidden charges, once you are approved with a FlexSalary loan. For any further information concerning charges/fees applied, you can find them stated in the loan agreement.

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Anytime credit:

Be it day or night. With FlexSalary, you can get access to credit anywhere and anytime. For instant results, it is advisable to download the FlexSalary App.

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No usage, no interest:

The best thing about applying for a loan with FlexSalary is interest is only applied on the withdrawn amount and not on the total amount that is approved.

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Easy repayments:

Because of the flexible repayment option, you can pay the minimum monthly payment every month if you are not financially healthy.

You can get private finance in Mumbai from any lender, but FlexSalary stands the best among all the lenders.

Personal Loan in Mumbai: Eligibility

It is easy to qualify for an instant loan in Mumbai as we have simple eligibility criteria. You should:

Citizen Be an Indian citizen
Age Be 21 years or more
Occupation Be a salaried individual
Income Get a monthly income of INR 8000 or more

Required Documents to Apply for a Personal Loan in Mumbai

You will be requested to submit the following documents when you are applying for a personal loan in Mumbai with FlexSalary:

  • Proof of ID - Passport/Aadhar card/PAN card/Driving license
  • Proof of income - Submit 3-6 months salary slips along with your bank statements.
  • Proof of residence - Utility bills like a landline, water, or electricity/Rental agreement/Passport
  • Upload photo - Upload photo with your face clearly visible.

Loan Amount

With FlexSalary, you can apply for a loan amount anywhere ranging from a minimum of INR 4,000 to a maximum of INR 2,00,000.

Loan Tenure

It is open-ended and you can decide on the loan tenure.

How to Apply for a Personal Loan in Mumbai at FlexSalary?

Are you planning to avail finance in Mumbai? This can be tough if you don't choose the right lender. Applying for a personal loan with FlexSalary is easy. So, why wait? Let us check out on how to get approved for a loan with this 3-step procedure:

Visit the website at www.flexsalary.com.

Login/Signup to your FlexSalary account and fill in all the requested information in the online application form.

Complete your KYC by uploading all the requested mandatory documents. If you need immediate approval, then opt for the 'Net Banking' option.

After approval, you will get the loan amount disbursed into your account within a few hours.

Personal Loan in Mumbai FAQs


You can get a personal loan starting from INR 4,000 to INR 2,00,000. The loan tenure is open-ended and you can decide the loan tenure.
You will be approved immediately if you meet our simple loan eligibility criteria. You will receive funds as soon as on the same day.
Once your loan is approved, the funds will be electronically transferred into your bank account.
You need to repay the loan in the form of EMI’s (Equated monthly installments) till the end of your decided loan tenure.
Yes, you can prepay your loan, whenever you wish and no prepayment charges are levied.