Personal Loan in Pune

Avail instant personal loan from ₹500 to ₹3,00,000

A personal loan in Pune can be the best solution when you are struggling to meet your financial needs during times of uncertainty. Pune, being the automotive and industrial hub, is a thriving city which provides unlimited employment opportunities. This city serves as a platform to fulfil your dreams, and this can happen when you have the required money and resources.

Take control of your finances by applying for a personal loan. A personal loan can be a helpful to manage unexpected expenses, consolidate debt, or make a planned purchase. We offer a streamlined application process and flexible repayment options to fit your needs.

Features And Benefits of Personal Loans in Pune

An instant personal loan in Pune can help you meet your needs without having to bother about any financial calamities. With a personal loan online, you can meet any of your financial needs, whether it is funding for an international trip, paying for any medical emergency, renovating your home, funding for a wedding, or pursuing higher education. FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). We offer credit line as an alternative to personal loan. Just meet our simple eligibility criteria and get approved for a loan amount ranging from INR 500 to INR 3,00,000. Here are the top features and benefits of this credit option:

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Unsecured personal loans:
We provide unsecured credit, meaning you don't have to pledge any of your assets to avail of it.
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Minimal documentation:
By submitting only a few mandatory documents such as proofs of income, identity and residence, you can easily get approved for a personal loan alternative. The loan application process is paperless and completely carried out online.
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Same-day approval:
While many companies in Pune offer loans, finding a trustworthy provider can be challenging. We are an RBI-approved NBFC, and we maintain complete transparency. Your loan will be approved the same day based on the details you provide. Apply on our website or download our Instant Loan App, available on both the Play Store and the App Store.
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No hidden charges:
We do not impose any hidden charges once you are approved with this loan. You can find this information stated in the loan agreement.
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Access credit any time:
Need financial help in the middle of the night and don't know who to turn to? Worry not! We operate 24/7, so you can access credit anytime, anywhere. Just get your credit limit sanctioned.
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Pay interest on usage only:
You only pay interest on the amount you use. In other words, interest is not levied if your funds are unused in your account. Interest will be charged only on the amount you utilize from the approved funds.
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Easy and flexible repayments:
The best part about applying with us is flexible repayment options. You can just pay the minimum amount until you regain your financial stability. While you can get private finance in Pune from any loan provider, FlexSalary stands out as the best among all the loan provider

Eligibility Criteria for Personal Loan in Pune

Citizen Be an Indian citizen
Age Be 21 years or more
Occupation Be a salaried individual
Income Get a monthly income of INR 8,000 or more

Documents Required to Apply for a Personal Loan Alternative in Pune

When applying for a personal loan alternative in Pune with us, you will need to submit the following documents:

  • Proof of ID - Passport/Aadhar card/PAN card/Driving license
  • Proof of residence - Utility bills like a landline, water, or electricity/Rental agreement/Passport
  • Proof of income - Submit 3-6 months’ salary slips along with your bank statements.
  • Upload photo - Upload a photo with your face visible.

How to Apply for a Personal Loan alternative in Pune within 5 minutes

Getting finance in Pune can be tough, but applying for a credit line is easy. Follow this 3-step easy procedure to get a loan, conveniently:

Visit the website at www.flexsalary.com.

Login/Signup to your FlexSalary account and fill in all the requested information.

Complete your KYC by uploading all the requested mandatory documents. For immediate loan approval, opt for 'Net Banking' verification.

When approved, you will get the loan amount into your account within a few hours.

FAQs

The loan amount will be credited into your bank account, electronically..

You need to repay the loan in the form of EMI''s (Equated monthly installments) till the end of your decided loan tenure. You can also prepay the loan anytime by making full payment, without paying any penalty.

We believe in transparency. There are no hidden charges levied on you after approving the loan. For further information, you can check all the charges stated in the loan agreement.

Yes, the non-payment of your loan EMI can hamper your credit score. So, we advise you to be careful and don''t be a defaulter.

You will be approved immediately if you meet our simple loan eligibility criteria. You will receive funds as soon as on the same day.