Personal Loan in Trivandrum

Avail personal loan from ₹4,000 to ₹2,00,000

A personal loan in Trivandrum from FlexSalary can provide the required credit for your personal needs. Trivandrum is ranked as one of the best cities in Kerala, mainly because of its great living conditions. Apart from being the best city for living, it is also one of the most populous cities and a major IT hub in India, contributing to 80% of Kerala's software export.

This has further flourished the economy of Trivandrum, creating a lot of job opportunities. Hence, a large portion of the city's population belongs to the working-class.

Sometimes, due to financial obligations, it can be tough to make ends meet. And, it is in this situation, that you may need some financial assistance, and this can be provided by FlexSalary's best personal loan app in Kerala. We are online, paperless, and instant.

  • Our entire application process right from applying to verification and till disbursal of your funds is carried out online.
  • Only minimal mandatory documents such as proofs about your age, residence and income are to be uploaded in the application form.
  • Once approved, the loan amount will be disbursed into your account within 1 hour.

So, meet your unforeseen emergencies with a personal loan from FlexSalary as we are an app-based credit line, providing credit in the form of personal loans. FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Instant Personal Loan in Trivandrum: Features and Benefits

Instant personal loan in Trivandrum from FlexSalary can help you tide over any type of financial emergencies. We are an app-based credit line which offers loans in the form of instant cash and does not restrict the end-usage of these funds.

We at FlexSalary, cater to your innumerable monetary needs. It is our vision to become one of the most reliable loan lenders in Trivandrum so that you can approach us without any doubts.

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Unsecured personal loans

The best thing about FlexSalary is that you will be qualified for an unsecured personal loan. So, you need not pledge any of your assets such as gold or property to avail a loan.

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Minimal documentation

With only a few documents such as proofs concerning your identity, income, and residence, it is easy to get approved for a personal loan in Mumbai.

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Same-day approval

Just qualify our simple eligibility criteria and get approved for same day instant loans. Even your funds are disbursed into your account, within a few hours of your approval.

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No hidden charges

We do not levy any hidden charges, unlike other lenders, once you are approved with a FlexSalary loan. For any further information concerning charges/fees applied, you can find them stated in the loan agreement.

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Access credit any time

You may live in any part of India, be it Hyderabad, Mumbai, Bangalore, Chennai, or any other place, you will always have credit to access 24X7 with FlexSalary.

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Pay as you use

Interest will not be charged if funds are sitting idle in your account. You will be charged with the interest only on the amount you withdraw and not on the entire money that is approved.

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Flexible repayments

With FlexSalary, you achieve the utmost flexibility with your repayments. If you are unable to pay your EMI for that month, then you can pay the minimum amount only. You can continue paying the minimum amount until you are financially stable.

Personal Loan in Trivandrum: Eligibility

Learn more about the eligibility criteria to avail an instant loan in Ker

Nationality You should be of Indian Nationality
Age You should be a full-time salaried employee with a minimum take-home salary of INR 8000/month.
Occupation You should be a full-time salaried employee.
Income You should have an age equal to or more than 21 years.

Required Documents to Apply for a Personal Loan in Trivandrum

FlexSalary carries out a completely paperless and online process. All you need to do is submit a few mandatory documents as mentioned below:

  • Proof of ID - PAN card/Passport/Driving license/Aadhar card.
  • Proof of residence - Passport/Rental agreement/Utility bills like a landline, electricity, or water.
  • Proof of income - Submit 3-6 months salary slips along with your bank statements.
  • Upload photo - Upload photo with your face clearly visible.

Loan Amount

With FlexSalary, you can apply for a loan amount anywhere ranging from a minimum of INR 4,000 to a maximum of INR 2,00,000.

Loan Tenure

It is open-ended. You can decide on the loan tenure.

How to Apply for a Personal Loan in Trivandrum at FlexSalary?

To apply for a personal loan with FlexSalary, just follow this 3-step procedure

Visit the FlexSalary website at and check for your eligibility.

If you qualify the eligibility criteria, either login/signup to your FlexSalary account and fill in all the requested information.

After filling, upload all the requested documents and complete your KYC. For quick verification and instant approval, opt for 'Net Banking' verification.

If approved, you will get the funds into your account within a few hours.

Personal Loan in Trivandrum FAQs

You can borrow a line of credit starting as low as INR 4,000 to a maximum of INR 2,00,000.
Yes, you can repay your loan whenever you want. There is no prepayment penalty charged.
You can pay your monthly EMIs using electronic funds transfer.
Soon after your loan request is approved, the funds will be transferred directly into your bank account.
With a personal loan from FlexSalary, you can meet any unexpected expenses such as wedding expenditure, home renovation, medical expenses, etc.