Low Salary Personal Loan in India

Need a loan Immediately but worried about your low salary? We approve a low salary personal loan in India and solve all your financial worries. FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

You can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000. You can apply for a low salary personal loan in India online, either by visiting the official website of FlexSalary or download the FlexSalary app from the App Store or Google Play Store and apply for a loan.

Low Salary Personal Loan in India: Features and Benefits

FlexSalary provides low salary personal loan in India for salaried professionals only. With minimal documentation and easy-to-meet eligibility criteria, you can get the money on the same day you have applied.

Some exciting features and benefits that we provide:

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No collateral

Get approved with an unsecured low salary personal loan from FlexSalary in less than 1 hour without pledging any of your assets as collateral.

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Paperless application

The entire application process is paperless and carried out online. So, you can apply for a loan in a few clicks.

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No hidden charges

All charges are clearly mentioned in the loan agreement and there are no hidden charges levied on you.

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Get cash within 24 hours

Do not compromise on any guarantees and get the quickest and easiest loans in India from FlexSalary within 24 hours.

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Minimal documentation

Submit a few basic documents such as ID, address and income proofs along with your bank statements for verification.

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Flexible repayments

With FlexSalary, you can pay your loan in flexible payments.

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Instant approval

Get instantly approved for a loan by choosing 'Net Banking' option while applying for our loan.

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No restrictions on spending

FlexSalary never questions about your spending habits and can spend your loan money all at once or as per your needs.

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Pay interest only on what you use

You pay interest only on the amount that is withdrawn and not on the total amount that is credited.

Low Salary Personal Loan For Your Every Need

With a low salary personal loan, you can solve any financial needs like the ones mentioned below:

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Wedding

Any last-minute wedding expenses can be handled by a low salary personal loan from us.

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Home renovation

You don't have to wait until you receive your salary. Apply for a loan in India online from FlexSalary and get your home renovated.

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Unplanned medical emergency

Pay for your medical bills with a low salary personal loan from FlexSalary.

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Higher education

Meet all your child's education expenses with a loan from FlexSalary. Pay for their tuition fees, hostel charges and any other educational needs.

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Making a large purchase

If you are planning to make a large purchase but don’t have enough cash, apply for a loan with FlexSalary to meet your needs.

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Plan your dream vacation

Your low salary shouldn’t stop you from making your dreams come true. Travel to your loved destinations by qualifying for our simple eligibility criteria and get cash to cover your travel expenses.

Eligibility Criteria for Low Salary Personal Loan in India

Check your eligibility for a low salary personal loan in India with FlexSalary:

Nationality Should be Indian
Age Should be 21 years or more
Occupation Should be a salaried individual
Income Should have a monthly income of INR 8000

Documents Required for Low Salary Personal Loan in India

  • Identity Proof
  • Residential Proof
  • PAN card
  • Last 3 months payslips
  • Photo

Loan Tenure

It is open-ended. You can decide the loan tenure.

How FlexSalary Works

With FlexSalary, it is easy to get a low salary personal loan in India in 1 hour by following these 3-steps:

Create Your Account - Visit the FlexSalary website at www.flexsalary.com. Click on 'Apply Now' and create your account.

Tell us About Yourself - In the online application, fill your personal, employment, and income details.

Verification - Either upload the mandatory documents or opt for the 'Net Banking' option. If you choose Net Banking, your loan can be approved in a few hours and funds will be disbursed into your account on the same day you have applied.

You can also apply for a loan using FlexSalary app. The application process is the same. Download our apphere.

Frequently Asked Questions


You can apply for a loan either by visiting the FlexSalary website at www.flexsalary.com (or) download the FlexSalary app from the Google Play Store or the App Store.
With FlexSalary, you can get a low salary personal loan, if you meet the eligibility criteria, mentioned below:
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can use a instant loan absolutely for any reason. It can be paying for your medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations.
With FlexSalary, you can get any type of loan approved instantly. For instant approval of your loan, opt for an e-verification with 'Net Banking' to get your job done immediately.
Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary considers other additional factors such as your ability to make payments, income, etc. to approve your loan, even in the absence of your mandatory documents.
You can repay your loan in the form of EMIs (Equated Monthly Instalments). When short of funds, just pay the minimum monthly amount.

With FlexSalary, you can apply for a instant loan from a minimum of INR 4,000 to a maximum of INR 2,00,000.

There are no hidden charges levied on you after approval of the loan.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover their emergency needs.