Mini Cash Loan

Mini Cash Loan from FlexSalary can help people with diverse short-term needs. In spite of proper planning and saving, emergency needs might sometimes disturb your monthly budget. Hence, you can solve your problem by availing an immediate mini cash loan from FlexSalary to relieve your stress. Our mini cash loan starts from as little as INR 4000 to INR 2,00,000.

You can apply for mini cash loans from our FlexSalary App by just downloading the app from either the Play Store or App Store.

Mini Cash Loan: Features & Benefits

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*. Apply for a mini cash loan online from FlexSalary only as our loan has some exciting features and benefits:

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Hassle-free online process

The loan application form is simple, paperless, and is completely online.

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One-time application and one-time approval

FlexSalary has a one-time application process. Get approved for a loan, use the credit and repay it. As soon as you repay, FlexSalary algorithm instantly increases your credit limit in your account.

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Minimal documentation

Only a few mandatory documents are requested to be uploaded during your loan application process.

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Collateral not required

FlexSalary’s cash loans are unsecured and we do not ask for any of your assets to be submitted to the lender as a security deposit to avail loans.

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Same day approval and disbursal

Mini cash loans are approved and disbursed on the same day you apply. You can get a mini cash loan in 1 day in your account.

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Have a low CIBIL score? No problem!

FlexSalary offers mini cash loans for salaried professionals even with a low CIBIL score.

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Flexible repayment tenure

You can pay only the minimum amount if you are unable to pay your monthly EMI amount.

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Don’t pay! If you are not using your funds

You will pay interest only for the withdrawn funds, else no interest is charged.

Mini Cash Loan: Eligibility

Here is our mini cash loan eligibility criteria:

Citizen Must be of Indian origin
Age Minimum eligible age should be 21 years and above
Occupation Salaried individual
Income You must have a salary of at least INR 8000

A good credit score of 750 or more can help you get a higher loan amount with low-interest rates. Most of the lenders say no to those who have a low CIBIL score. In case if you are approved, you may get the loan approved at a high interest rate.

We operate across all cities and states in India.

Documents Required to Apply for a Mini Cash Loan

Submit the following documents to get a mini cash loan approved online:

  • PAN card
  • Identity proof
  • Address proof
  • Income proof
  • Passport size photographs

Loan Amount

Avail mini cash loans ranging from INR 4,000 to INR 2,00,000.

Loan Tenure

You can avail line of credit loans with a flexible loan tenure of up to 3 years.

How to Apply for a Mini Cash Loan at FlexSalary?

Just follow this simple 3-step procedure to get a mini cash loan in 1 hour:

Register yourself as a new user, by visiting the FlexSalary website at www.flexsalary.com and click on ‘Apply Now’.

As requested, fill in all the details available in the online application form.

Opt for Net Banking Verification or upload the necessary documents and click on ‘Submit’ to begin the loan verification process.

Opt for Net Banking Verification or upload the necessary documents and click on ‘Submit’ to begin the loan verification process.

Frequently Asked Questions


You can apply for a loan either by visiting www.flexsalary.com (or) download the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary mini cash loan, you have to -
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can use an mini cash loan for any emergency such as medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations.
With FlexSalary, you can get any type of loan approved instantly. Opt for e-verification with 'Net Banking' so that you will be instantly approved and the loan amount will be transferred into your account immediately.
Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors to approve your loan even if your credit score is low.
You can repay your loan in the form of EMIs (Equated Monthly Instalments). You can pay the minimum amount when you do not have sufficient funds to pay for your monthly EMIs.

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.

We believe in transparency. There are no hidden charges and no prepayment penalty.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover their emergency needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.