Mini Cash Loan in India

Avail mini cash loan from ₹4,000 to ₹2,00,000

A mini cash loan online in India from FlexSalary can help you fulfil any of your monetary needs when you fall short of your desired budget. Despite proper planning and saving, you may still fall short of a little bit of money. In such a situation, it is recommended to apply for a mini cash loan and resolve your short-term needs.

A mini cash loan can be considered an excellent option for your needs. The tenure of a mini cash loan is short. So meet your unforeseen emergencies with a mini cash loan from FlexSalary, as we are the best app-based credit line that provides credit quickly so that you will never have to face any short term cash constraints.

Mini Cash Loan: Features and Benefits

A mini cash loan from FlexSalary can help you access instant credit in the form of smaller amounts, when in any financial emergency. You can apply from INR 4,000 to INR 2 lakhs. Just meet our simple eligibility criteria and submit a few mandatory documents to get approved for our mini cash loan easily.

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Unsecured personal loans

FlexSalary mini cash loan is an unsecured loan, which means you need not have to pledge your assets such as gold, property, etc. to avail of a loan.

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Minimal documentation

You submit only a few mandatory documents concerning your identity, address, and income and instantly get approved for a mini cash loan.

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Same-day approval

There may be many money lenders to approve you with a mini cash loan, but finding a trustworthy lender like FlexSalary can be difficult. Because not all lenders approve you with a same-day loan like us! If you want to apply for a personal loan, then either visit our website for further details or else download our FlexSalary mini cash loan app, which is available both in the Play Store and the App Store.

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No hidden charges:

We believe in transparency and do not levy any kind of hidden charges. For further information, you can go through the loan agreement.

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Anytime credit

Need financial help? Struck in a financial crux in the middle of the night and do not know whom to ask? Worry not, as FlexSalary is available 24X7 and you can get access to a mini cash loan anywhere and anytime with FlexSalary. Download the app right now!

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Pay interest on usage

Interest will not be levied if the funds are sitting idle in your account. So, interest is charged only upon the usage of your approved funds.

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Flexible repayments

The best thing about applying with FlexSalary is, you can repay your loan in flexible repayments. You can just pay the minimum amount until you bounce back financially healthier.

Mini Cash Loan Online in India: Eligibility

The simple eligibility criteria to avail a mini loan is:

Nationality You should be of Indian Nationality
Age You should have equal to or more than 21 years of age.
Occupation You should be a full-time salaried employee.
Income You must have a minimum salary of INR 8000

Required Documents to Apply for a Mini Cash Loan Online in India

Our loan is instant, online, and paperless. Avail mini loan online by submitting only a few mandatory documents such as:

  • Proof of ID - PAN card/Driving license//Passport/Aadhar card.
  • Proof of residence - Passport/Rental agreement/Utility bills like a landline, electricity, or water.
  • Proof of income - Submit 3-6 months salary slips along with your bank statements.
  • Upload photo - Upload photo with your face visible.

Loan Amount

With FlexSalary, you can apply for a mini cash loan amount anywhere ranging from a minimum of INR 4,000 to a maximum of INR 2,00,000.

Loan Tenure

It is open-ended. You can decide on the loan tenure.

How to Apply for a Mini Cash Loan Online in India at FlexSalary?

Applying for an instant mini cash loan online with FlexSalary is simple and easy. You just need to follow a 3-step procedure, as below:

Visit the FlexSalary website

If you qualify, then either login/signup to your FlexSalary account and fill in all the requested information.

After filling, upload all the requested documents and complete your KYC. For quick verification and instant approval, it is advisable to opt for 'Net Banking' verification.

If approved, you will get the loan amount into your account within a few hours.

Mini Cash Loan Online in India FAQs

Yes, FlexSalary approves mini cash loans to salaried professionals only.
The loan amount will be credited into your loan account, electronically.
With FlexSalary, you can get any type of loan approved almost instantly. For instant approval, opt for e-verification with ‘Net Banking’. If approved, the money will be transferred into your account instantly.
Yes, we check your credit score. The ideal credit score every lender approves is 750 and above. But we also consider other factors while approving your loan, when you have a low credit score.
Yes, you can repay your mini cash loan completely whenever you want. There is no prepayment penalty charged.