Mini Cash Loan

Mini Cash Loan from FlexSalary can help people with diverse short-term needs. In spite of proper planning and saving, emergency needs might sometimes disturb your monthly budget. Hence, you can solve your problem by availing an immediate mini cash loan from FlexSalary to relieve your stress. Our mini cash loan starts from as little as INR 4000 to INR 2,00,000.

You can apply for mini cash loans from our FlexSalary App by just downloading the app from either the Play Store or App Store.

Mini Cash Loan: Features & Benefits

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI)*. Apply for a mini cash loan online from FlexSalary only as our loan has some exciting features and benefits:

  • Hassle-free online process: The loan application form is simple, paperless, and is completely online.
  • One-time application and one-time approval: FlexSalary has a one-time application process. Get approved for a loan, use the credit and repay it. As soon as you repay, FlexSalary algorithm instantly increases your credit limit in your account.
  • Minimal documentation: Only a few mandatory documents are requested to be uploaded during your loan application process.
  • Collateral not required: FlexSalary’s cash loans are unsecured and we do not ask for any of your assets to be submitted to the lender as a security deposit to avail loans.
  • Same day approval and disbursal: Mini cash loans are approved and disbursed on the same day you apply. You can get a mini cash loan in 1 day in your account.
  • Have a low CIBIL score? No problem!: FlexSalary offers mini cash loans for salaried professionals even with a low CIBIL score.
  • Flexible repayment tenure: You can pay only the minimum amount if you are unable to pay your monthly EMI amount.
  • Don’t pay! If you are not using your funds: You will pay interest only for the withdrawn funds, else no interest is charged.

Mini Cash Loan: Eligibility

Here is our mini cash loan eligibility criteria:

  • Must be of Indian origin
  • Minimum eligible age should be 21 years and above
  • Must be a salaried individual with an income of at least INR 8000

A good credit score of 750 or more can help you get a higher loan amount with low-interest rates. Most of the lenders say no to those who have a low CIBIL score. In case if you are approved, you may get the loan approved at a high interest rate.

We operate across all cities and states in India.

Documents Required to Apply for a Mini Cash Loan

Submit the following documents to get a mini cash loan approved online:

  • PAN card
  • Identity proof
  • Address proof
  • Income proof
  • Passport size photographs

Loan Amount

Avail mini cash loans ranging from INR 4,000 to INR 2,00,000.

Loan Tenure

You can avail line of credit loans with a flexible loan tenure of up to 3 years.

How to Apply for a Mini Cash Loan at FlexSalary?

Just follow this simple 3-step procedure to get a mini cash loan in 1 hour:

  • Register yourself as a new user, by visiting the FlexSalary website at and click on ‘Apply Now’.
  • As requested, fill in all the details available in the online application form.
  • Opt for Net Banking Verification or upload the necessary documents and click on ‘Submit’ to begin the loan verification process.

Opt for Net Banking Verification or upload the necessary documents and click on ‘Submit’ to begin the loan verification process.