Mobile Loan In India

A mobile loan in India from FlexSalary can help you upgrade your mobile to the latest smartphone available in the market. In this present era, mobiles or smartphones have become an essential part of everyone’s lives. You can get a trendy new phone that is packed with the finest features using our mobile loan. So, you need not worry about the cost of the mobile you wish to buy as long as you have mobile loans available. You can pay your loan in the form of EMIs.

A mobile loan is one of the most looked for loan searches in Google with almost 60% high demand percentages. Apply for a mobile loan online from us and we can bring you one step closer to buying your dream phone.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Mobile Loan In India: Features & Benefits

FlexSalary offers mobile loans for salaried professionals only. So you can check your loan eligibility with us and apply for a loan immediately.

But prior to that, know the features and benefits before you apply for a mobile loan online:

Finger Right
Unsecured loan

mobile loan from FlexSalary is unsecured. You don't have to submit any of your assets as a security to get our loan.

Finger Right
One-time application and one-time approval

Apply for a mobile loan once, use the credit, repay and use it again; just like a credit card.

Finger Right
Minimum documentation

You will be requested to submit only a few mandatory documents while applying.

Finger Right
Easy to repay

You can pay back the borrowed sum flexibly. If you do not have money to pay the EMI for the month, you can pay minimum amount.

Finger Right
Get cash on the same day

As there is no heavy documentation, your approved funds are disbursed into your account on the same day you applied.

Mobile Loan In India: Eligibility

Citizen Must be an Indian citizen
Age Minimum age requirement is 21 years
Occupation You must be a salaried individual
Income Income should be at least INR 4,000

Documents Required to Apply for a Mobile Loan In India

  • PAN card
  • Address proof
  • Identity proof
  • Income proof
  • Passport size photographs

Loan Amount

You can apply and get a mobile loan in 1 hour. Apply anywhere from INR 500 to INR 3,00,000.

Loan Tenure

It is an open-ended loan. You can decide the loan tenure.

How to Apply for a Mobile Loan in India at FlexSalary?

To get a mobile loan approved online, just follow our simple 3-step process:

step1 - Visit the FlexSalary website at start your application process, click on “Apply Now” and create your account.

step2 - Fill all the details as requested in the online loan application form.

step3 - Either select Net banking or upload all the requested documents and click on “Submit”.

Prefer Net banking so that you will get your loan approved quickly. Once approved, the funds will be disbursed into your account on the same day you have applied for the loan.

So you can now get the swanky and trendy mobile, you have always desired for with an easy EMI option from FlexSalary. Just apply for a mobile loan from us and buy your dream smartphone. You can also apply for a mobile loan through our app by simply downloading it from the Play Store or the App Store.

Frequently Asked Questions

For a Mobile Loan, you can apply either by visiting the FlexSalary website at (or) download the FlexSalary app from the Google Play Store or the App Store.

In order to get approved for a Mobile Loan, you need to meet our eligibility criteria mentioned below:
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 4,000 or more

You can use it for any reason. Use it to pay for your medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations etc.

With FlexSalary, you can get any type of loan approved instantly. For instant approval of your loan, opt for an e-verification with 'Net Banking' to get your loan processed immediately!

Credit score plays a key role to be eligible for a Mobile Loan. A score above 750 is considered good. However, we offer loans even if your credit score is low.

You can repay your loan in the form of EMIs (Equated Monthly Instalments). When short of funds, if you are unable to pay your monthly EMIs, just pay the minimum monthly amount.

With FlexSalary, you can apply for a Mobile Loan from INR 500 up to INR 3,00,000.

We don't heavy any hidden charges.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover all their emergency needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.

FlexSalary - Close Icon
FlexSalary - Personal loan