Feeling financially helpless? Low on savings? Do not worry as you can meet all your emergency needs by applying for a quick cash loan with FlexSalary. Our loan is a solution to fix all your needs as we provide India’s easiest and quickest cash loans.
FlexSalary can be your best choice as we have every type of loan to help you save from any financial emergency. We are offering quick cash loans only for salaried professionals. If you meet our eligibility criteria, we can help you qualify for our loan on the same day you have applied.
To make the entire application process easier for you, we have eliminated the need for paperwork; the process is completely carried out online.
You can also gain access to our instant cash, by downloading the FlexSalary App either from the Play Store or the App Store.
Quick Cash Loan: Features and Benefits
FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). With FlexSalary, you can apply for a loan ranging from INR 4,000 to INR 2,00,000.
Here’s a closer look at some of the features and benefits that we provide when you apply for a quick cash loan online:
Collateral free loans:
With FlexSalary, you can apply for an unsecured quick cash loan in India. As it is unsecured, you need not pledge your assets such as gold, property, etc. as a security to get a loan.
Unlike other online lenders, we do not request for heavy documentation to approve your loan. Submit only a few mandatory documents to get your loan approved.
Just meet our simple eligibility criteria and get instantly approved for a loan. The funds will also be disbursed into your account on the same day you have applied.
No hidden charges:
We believe in transparency. We do not levy any kind of hidden charges on our customers. For any detailed information, you can go through our terms and conditions.
Any time access to credit:
You can access your credit anywhere and at any time.
Pay interest only if you use:
There are many reasons to choose FlexSalary for a quick cash loan. But the best reason amongst all is you pay interest only on the amount that you have used but not on the total amount that you have borrowed from us.
You can repay your loan in flexible payments. If you are low on funds and unable to pay your monthly EMIs, you can pay the minimum amount every month until you are financially stable.
Quick Cash Loan: Eligibility
FlexSalary prefers your creditworthiness over your credit score. We provide quick cash loans only for salaried professionals and you need not worry even if you have a low credit score.
To get a quick cash loan, meet our simple loan eligibility criteria mentioned below:
|Citizen||You must be an Indian Citizen|
|Age||Should be equal to or more than 21 years of age|
|Income||You must have a minimum salary of INR 8000|
Required Documents to Apply for a Quick Cash Loan
- PAN card
- Identity Proof (Aadhaar / Driving License / Passport / Voter ID)
- Address Proof (Driving License / Utility Bills / Aadhaar / Passport / Bank Statements / Voter ID)
- Last 3 months payslips
- Photo with your face clearly visible. You will be prompted to take a selfie or upload a photo while applying for our loan through our mobile app
- Net banking verification to validate your bank account and salary information
Net banking verification to validate your bank account and salary information
It is an open-ended loan. You can decide the loan tenure.
How to Apply for a Quick Cash Loan at FlexSalary?
You can get a quick cash loan online by following our 3-step process explained below:
Visit the FlexSalary official website at www.flexSalary.com and click on 'Apply now'. You will be then redirected to our online loan application form page.
Create your account by filling your personal details, employment details, and income details as requested in the online application form page.
Opt for 'Net Banking' or upload the requested documents and click on Submit.
Choosing 'Net Banking' can help us to verify and approve your loan request on the same day you have applied. Hence, you can get fast cash instantly. Once approved, you will receive funds in your bank account within few hours. For any future cash needs that require cash within an hour, you can always look at us.
Frequently Asked Questions
- Be an Indian citizen
- Be 21 years of age or more
- Be a salaried individual
- Should get a monthly income of INR 8000 or more
With FlexSalary, you can apply for a Quick Cash Loan from INR 4,000 up to INR 2,00,000.
FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover all their emergency needs.
Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.