Quick Cash Loans in India

Quick Cash Loans in India can be your instant solution to meet all your short-term financial needs. Due to its quick turn around time from loan application to disbursement of money, quick cash loans are the most preferred option during times of emergencies.

You can avail an Instant cash loan just within a few hours of approval or most probably on the same day of your application.

Quick Cash Loan: Features and Benefits

Quick Cash Loan helps you with many reasons such as paying for your child's education, planning any impromptu vacations, any sudden home renovation, etc. Just meet our simple eligibility criteria and submit a few mandatory documents to get approved for a quick cash loan from us.

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Unsecured:

Breathe easy knowing you don't need to put your car, house, or other valuables at risk. This reduces the stress of potential repossession if you face repayment difficulties.

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Minimal Documentation:

Skip the piles of paperwork! Just fulfill the basic eligibility criteria and submit a few essential documents like proof of income and ID, often done online for a streamlined process.

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Fast Approval & Funding:

Time is of the essence! Get a quick decision on your loan application, sometimes within the same day or even hours. Once approved, receive the funds directly deposited into your bank account.

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Transparent Fees:

No nasty surprises here! Know exactly what you're paying upfront with clear communication of all loan terms, interest rates, and any applicable fees before you commit

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24/7 Accessibility:

Need a financial helping hand, even outside regular business hours? Many loan provider provides the convenience of applying for repeat loans anytime, 24/7. Get instant approval and swift fund disbursement whenever life throws an unexpected expense your way.

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Pay Interest Only on Used Amount:

If you choose quick cash loan in the form of credit line, you save money by only paying interest on the actual amount you withdraw, not the entire loan amount approved. This can be particularly beneficial if you only need a portion of the funds initially.

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Flexible Repayment Options:

Manage your repayments with ease thanks to flexible options like EMIs aligned with your paydays to avoid missed payments. Additionally, some loan provider offers the option to pay a minimum amount during challenging financial periods, providing breathing room when needed. Unlike other lenders, we do not levy any hidden charges, once you are approved with a FlexSalary loan.

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Competitive Rates:

Unlike traditional loans, you won't be charged interest on the entire loan amount if you don't use it. This means you only pay for what you actually need, potentially saving you money in the long run. So Shop around and compare various option provided by these new age loan provider. Ensure you are getting the best deal for your specific needs.

Unlike traditional loans, you won't be charged interest on the entire loan amount if you don't use it. This means you only pay for what you actually need, potentially saving you money in the long run. So Shop around and compare various option provided by these new age loan provider. Ensure you are getting the best deal for your specific needs

Quick Cash Loans in India: Eligibility?

The simple eligibility criteria to avail a quick cash loan is:

Nationality You should be of Indian Nationality
Age You should have equal to or more than 21 years of age.
Occupation You should be a full-time salaried employee.
Income You must have a minimum salary of INR 8,000

Required Documents to Apply for Quick Cash Loan in India

It is easy to obtain a quick cash loan with us, because of minimal documentation. You just need to ensure that you are submitting valid and legal documents while applying for the loan. The documents that you need to submit are:

  • Proof of ID - PAN card/Driving license//Passport/Aadhar card.
  • Proof of residence - Passport/Rental agreement/Utility bills like a landline, electricity, or water.
  • Proof of income - Submit 3-6 months salary slips along with your bank statements.
  • Upload photo - Upload photo with your face visible.

FlexSalary: A Loan Offering from Vivifi India Finance

FlexSalary is a loan product from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). It's designed to provide convenient and timely access to credit with a quick turnaround time, making it a viable option during emergencies.

Fast and Flexible Funding:

With FlexSalary, you can unlock a credit limit and use it to quickly access cash almost anywhere, typically within hours of approval or even on the same day you apply. We cater exclusively to salaried professionals. So, if you meet our simple eligibility criteria, you can get approved for a fast and flexible cash loan that fits your needs.

Loan Amounts:

FlexSalary offers a wide range of loan amounts, catering to diverse financial needs. You can apply for a loan ranging from INR 500 to INR 2,00,000.

How to Apply for a Quick Cash Loan ?

It is easy to get a quick cash loan online with FlexSalary. Here is the step-by-step process.

Create Your Account - Visit the FlexSalary website www.flexsalary.com.

Tell us About Yourself - Login/Signup to your FlexSalary account.

Upload Your Documents - Upload the requested documents and complete your KYC. For quick cash loan approval, opt for 'Net Banking'.

If approved, you will get the money credited into your account within a few hours. So what are you waiting download Quick Cash Loan App or apply through website to avail credit.

FAQs

A quick cash loan is an unsecured personal loan. Short-term cash loan that is given just based on your income and credit score. This is a loan that can be used for all your financial requirements. Since it's so small some loans no lengthy application formalities are done. For emergency expenses, it can work best for you.

Salaried professionals along with self-employed a businessman as well can apply for a cash loan. This eligibility criterion can vary with the lender while a few may give the loan exclusively to salaried professionals the other may be open for everyone. Based on your requirement you can evaluate the best lender for you amongst many available online.

The credit limit of a cash loan is subject to change with the lender. If you are borrowing a line of credit from flex salary you can avail of a credit limit of up to Rs.2,00,000 starting from Rs.500. It's perfect for both your small and bigger expenses. Since it's not a purposes-specific loan you can spend it for all your financial needs.

You can pay off your loan in fixed and flexible EMI as well. How will you repay is mainly decided by the lender. At FlexSalary flexible payback, options are provided with variable instalments accepted without any additional charges at all. Why do you have to manage all the expenses on a fixed monthly salary this repayment system helps a lot. Along with managing every other expense, you can easily keep on putting money towards the repayment of your personal credit line.

The instant cash loan is a multipurpose loan. Whatever your financial requirement you can spend this loan. Since it's a quick credit facility it's mainly used for urgent financial requirements. Whether it's medical, educational, household, travel, shopping etc. every need can be fulfilled using this loan.
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