Quick Loan in India in 1 hour Online - Apply & Get Quick Cash Loan Up To 2 Lakhs

Quick Cash Loans in India

Avail quick cash loans from ₹4,000 to ₹2,00,000

Quick Cash Loans in India from FlexSalary can be your instant solution to meet all your short-term financial needs. FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI). Due to its quick turnaround time from loan application to disbursement of money, FlexSalary quick cash loans are the most preferred option during times of emergencies.

With FlexSalary, you can avail a quick cash loan just within a few hours of approval or most probably on the same day of your application. We offer quick cash loans for salaried professionals only! So, why wait? Just meet our simple eligibility criteria and get approved for a quick cash loan.

Quick Cash Loan: Features and Benefits

Quick Cash Loan from FlexSalary can help you with many reasons such as paying for your child's education, planning any impromptu vacations, any sudden home renovation, etc. Just meet our simple eligibility criteria and submit a few mandatory documents to get approved for a quick cash loan from us.

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Unsecured personal loans

With FlexSalary, you are approved of unsecured loans. So, you need not have to pledge any of your assets such as gold or property, etc. to avail a loan from us!

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Minimal documentation

Meet our simple eligibility criteria, fill in the online application form and submit only a few mandatory documents to get approved for a loan. Our entire loan application process is online and paperless.

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Same-day approval

Just meet our simple eligibility criteria and get approved for same-day instant loans. Even your funds are disbursed into your account, within a few hours of your approval.

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No hidden charges:

Unlike other lenders, we do not levy any hidden charges, once you are approved with a FlexSalary loan.

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Anytime credit

We are available 24X7! Apply for repeat loans any time of the day and get approved instantly with the funds disbursed directly into your account within a few hours of your approval.

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No usage, no interest

Interest rates are not levied if your funds sit idle in the account. Interest is levied only on the withdrawn amount and not on the total amount that is approved to you.

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Flexible repayments

Your EMI dates are already aligned with your payday. Hence, there are fewer chances of being out of money when your payment is due. In case, you got a sudden emergency that made you use all the money you have, you can just pay the minimum amount. You can continue paying the minimum amount until you are stable with your finances.

Quick Cash Loans in India: Eligibility?

The simple eligibility criteria to avail a quick cash loan is:

Nationality You should be of Indian Nationality
Age You should have equal to or more than 21 years of age.
Occupation You should be a full-time salaried employee.
Income You must have a minimum salary of INR 8000

Required Documents to Apply for Quick Cash Loan in India

It is easy to obtain a quick cash loan with us, because of minimal documentation. You just need to ensure that you are submitting valid and legal documents while applying for the loan. The documents that you need to submit are:

  • Proof of ID - PAN card/Driving license//Passport/Aadhar card.
  • Proof of residence - Passport/Rental agreement/Utility bills like a landline, electricity, or water.
  • Proof of income - Submit 3-6 months salary slips along with your bank statements.
  • Upload photo - Upload photo with your face visible.

Loan Amount

With FlexSalary, you can apply for a quick cash loan amount anywhere ranging from a minimum of INR 4,000 to a maximum of INR 2,00,000.

Loan Tenure

It is open-ended. You can decide on the loan tenure.

How to Apply for a Quick Cash Loan at FlexSalary?

It is easy to get a quick cash loan online with FlexSalary. Here is the step-by-step process.

Create Your Account - Visit the FlexSalary website www.flexsalary.com.

Tell us About Yourself - Login/Signup to your FlexSalary account.

Upload Your Documents - Upload the requested documents and complete your KYC. For quick cash loan approval, opt for 'Net Banking'.

If approved, you will get the money credited into your account within a few hours.

Quick Cash Loan: FAQs


A quick cash loan is an unsecured personal loan. Short-term cash loan that is given just based on your income and credit score. This is a loan that can be used for all your financial requirements. Since it's so small some loans no lengthy application formalities are done. For emergency expenses, it can work best for you.
Salaried professionals along with self-employed a businessman as well can apply for a cash loan. This eligibility criterion can vary with the lender while a few may give the loan exclusively to salaried professionals the other may be open for everyone. Based on your requirement you can evaluate the best lender for you amongst many available online.
The credit limit of a cash loan is subject to change with the lender. If you are borrowing a line of credit from flex salary you can avail of a credit limit of up to Rs.2,00,00 starting from Rs.500. It's perfect for both your small and bigger expenses. Since it's not a purposes-specific loan you can spend it for all your financial needs.
You can pay off your loan in fixed and flexible EMI as well. How will you repay is mainly decided by the lender. At FlexSalary flexible payback, options are provided with variable instalments accepted without any additional charges at all. Why do you have to manage all the expenses on a fixed monthly salary this repayment system helps a lot. Along with managing every other expense, you can easily keep on putting money towards the repayment of your personal credit line.
The instant cash loan is a multipurpose loan. Whatever your financial requirement you can spend this loan. Since it's a quick credit facility it's mainly used for urgent financial requirements. Whether it's medical, educational, household, travel, shopping etc. every need can be fulfilled using this loan.