Same Day Loan In India

A same day loan is a loan that is disbursed into your account on the same day you apply for the loan. FlexSalary offers same day loans online and does not take any collateral; so, these loans are unsecured. It is very easy to get a same day loan online with FlexSalary. Apply with us and we will help you meet your financial emergencies in no time.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Same Day Loan In India: Features & Benefits

As these loans are disbursed into your account within no time, the interest rate is a bit higher compared to the secured loans. Check your same day loan eligibility with FlexSalary and apply for a loan immediately. With this loan, you can pay your medical bills, car repairs, tuition fee, and even head off on a holiday.

Below are some of the features and benefits of a FlexSalary same day loan:

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Unsecured loan

FlexSalary offers unsecured same day loan in India. You don’t have to deposit your valuables as security to avail our same day loan.

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One-time application and one-time approval

FlexSalary is offering same day loan for salaried professionals only. Apply once, use the credit, repay and use it again. There is no tedious process of applying for a loan again and again with FlexSalary.

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Less documentation

We take only a few mandatory documents at the time of your loan application.

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Flexible loan repayment

There is no fixed EMI for our same day loan. You can pay back the minimum amount every month if you are unable to pay the full EMI.

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Get cash on the same day

As there is no heavy documentation, your approved funds are disbursed into your account on the same day you applied.

Same Day Loan in India: Eligibility

If you want to get a same day loan in 1 hour, you must meet our simple loan eligibility criteria.

Citizen Must be an Indian citizen
Age Minimum eligible age is 21 years
Occupation Should be a salaried individual
Income Income should be at least INR 8,000

Documents Required to Apply for a Same Day Loan In India

  • PAN card
  • Residential proof
  • Identity proof
  • Income proof
  • Passport size photographs

Loan Amount

You can apply and get a same day loan online from INR 4,000 to INR 2,00,000 from FlexSalary.

Loan Tenure

The tenure of a FlexSalary loan is up to 3 years (Open-ended).

How to Apply for a Same Day Loan in India at FlexSalary?

We have a simple 3-step loan application process to get same day loan approval online.

Visit our website and click on “Apply Now” to create your account with FlexSalary and start the loan application process.

Fill the requested details in the online loan application form.

Either select net banking or upload the requested documents and click submit.

Once you submit your application, the loan approval process begins. If you are approved, funds will be disbursed into your account on the same day.

So, if you are having a sudden cash crisis or if you require a cash loan immediately to meet your emergency needs, apply for a same day loan with FlexSalary. You can also apply through our app by just downloading it from the Play Store or App Store.

Frequently Asked Questions


For a Same Day Loan, you can apply either by visiting the FlexSalary website at www.flexsalary.com (or) download the FlexSalary app from the Google Play Store or the App Store.
In order to get approved for a Same Day Loan, you need to meet our eligibility criteria mentioned below:
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can use it for any reason. Use it to pay for your medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations etc.
With FlexSalary, you can get any type of loan approved instantly. For instant approval of your loan, opt for an e-verification with 'Net Banking' to get your loan processed immediately!
Credit score plays a key role to be eligible for a Same Day Loan. A score above 750 is considered good. However, we offer loans even if your credit score is low.
You can repay your loan in the form of EMIs (Equated Monthly Instalments). When short of funds, if you are unable to pay your monthly EMIs, just pay the minimum monthly amount.

With FlexSalary, you can apply for a Same Day Loan from INR 4,000 up to INR 2,00,000.

We don’t levy any hidden charges.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover all their emergency needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.