Small Loan In India

A small loan in India from FlexSalary can help you manage your short-term financial crunches. If you are unable to make your ends meet and need some financial assistance, apply for a small loan from FlexSalary.

Be it paying your credit card dues, renovating your home or paying your child's tuition fee, a small loan can be your best option. We provide small loans from INR 4,000 to INR 2,00,000.

FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Small Loan In India: Features & Benefits

FlexSalary offers small loans for salaried professionals only. So you can check your loan eligibility and apply for a loan immediately.

Take a look at some of our features and benefits before applying for a small loan online:

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No-collateral loan

A small loan from FlexSalary is unsecured. You don't have to submit any of your assets as a guarantor to obtain our loan.

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One-time application and approval

Apply for a small loan once, use the credit, repay and use it again. It works just like a credit card.

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Less documentation

You need to submit only a few mandatory documents at the time of your loan application.

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Flexible to repay

With FlexSalary, you have the flexibility to pay the minimum monthly amount when you are unable to pay your monthly EMIs.

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Instant approval

The application process is completely online and paperless. Once you are approved, your funds will be transferred into your account on the same day that you have applied.

Small Loan In India: Eligibility

Our small loan eligibility criteria can easily be fulfilled.

Citizen You must be an Indian citizen
Age Your minimum age must be at least 21 years
Occupation You should be a salaried individual
Income Your minimum age must be at least 21 years

Documents Required to Apply for a Small Loan In India

  • PAN card
  • Residential proof
  • Identity proof
  • Income proof
  • Passport size photographs

Loan Amount

You can apply and get a small loan in 1 hour. Apply from as minimum as INR 4,000 to a maximum of INR 2,00,000 from FlexSalary.

Loan Tenure

It is an open-ended loan. You can decide the loan tenure.

How to Apply for a Small Loan in India at FlexSalary?

To get a small loan approved online, just follow this simple 3-step procedure:

Visit our website at You can then start your application process by clicking on "Apply Now" and creating your account.

Fill your personal details, employment details, and income details as requested in the online loan application form.

Upload all the requested documents and click on "Submit" or select Net Banking.

Once the verification is completed, your loan amount will be disbursed immediately. The funds will be disbursed into your account the same day you applied.

Hence, getting a small loan can relieve you from all short-term financial emergencies when you are short on your savings. You can also apply for a small loan through our app by just downloading it from the Play Store or App Store.

Frequently Asked Questions

You can apply for a loan either by visiting (or) download the FlexSalary app from the Google Play Store or the App Store.
To be eligible for a FlexSalary personal loan, you have to -
  • Be an Indian citizen
  • Be 21 years of age or more
  • Be a salaried individual
  • Should get a monthly income of INR 8000 or more
You can use an personal loan for any emergency such as medical expenses, last-minute wedding expenses, home renovations, car repairs and impromptu vacations.
With FlexSalary, you can get any type of loan approved instantly. Opt for e-verification with 'Net Banking' so that you will be instantly approved and the loan amount will be transferred into your account immediately.
Credit score plays a very important role in determining your loan approval. A score above 750 is considered good. However, FlexSalary may consider other additional factors to approve your loan even if your credit score is low.
You can repay your loan in the form of EMIs (Equated Monthly Instalments). You can pay the minimum amount when you do not have sufficient funds to pay for your monthly EMIs.

With FlexSalary, you can apply for a loan amount from a minimum of INR 4,000 to a maximum of INR 2,00,000.

We believe in transparency. There are no hidden charges and no prepayment penalty.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can get cash instantly to cover their emergency needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.