Urgent Loan

Need money immediately? Contact us right away.

Apply for a collateral-free urgent loan and get money instantly.

Get a custom-fit personal loan up to INR 2,00,000, approved within 1 hour.

Apply Now

Urgent Loan from FlexSalary can provide you with immediate financial assistance in the need of the hour. FlexSalary is a loan offering from Vivifi India Finance Private Limited, a non-banking finance company (NBFC) registered with the Reserve Bank of India (RBI).

Life is unpredictable. Whenever you are stuck in any finance-related issue, you can just trust us and apply for an urgent loan to help clear all your woes. You can also apply for urgent loans using our app. You can download the app either from the Play Store or the App Store.

Urgent Loan: Features and Benefits

FlexSalary provides urgent loans for salaried professionals only. When you apply for an urgent loan online with FlexSalary, your application will be immediately processed. If approved, you can get cash on the same day you have applied.

Following are the features and benefits of our urgent loan:

  • No collateral required - You can get a collateral-free urgent loan from FlexSalary. You don’t have to deposit any of your valuables such as gold, property etc., as a security to get a loan.
  • Paperless application process - To make the loan application process simpler for you, we have eliminated the need for paperwork. Hence, the entire loan application process is paperless and carried out online.
  • Minimum documentation - You can get an urgent loan by submitting a few mandatory documents such as identity proof, residential proof, income proof, etc.
  • No hidden charges - We believe in transparency. Hence, no hidden charges are levied on you after you apply for an urgent loan.
  • Instant approval - Your eligibility is promptly determined if you submit your accurate information. Therefore, you can get an urgent loan approved online within no time.
  • Get cash within 24 hours - Once your loan gets approved, the loan amount will be disbursed into your account within 24 hours.
  • Flexible repayments - You can repay your urgent loan in flexible payments. If you are low on cash and unable to pay your monthly EMIs, you can pay only the minimum amount every month.
  • No spending restrictions - We do not put any kind of restrictions on your spending. You are free to spend your money for your personal use.
  • Pay interest only on what you use - Interest is paid only on the amount that is withdrawn from your account and not on the total amount that is approved.

Urgent Loan for Your Every Need

  • Wedding - Apply for an urgent loan online and solve any last-minute wedding expenses.
  • Home Renovation - Any expenses related to home repairs or constructing a new home can be managed with our urgent loan.
  • Unplanned Medical Emergency - Medical emergencies are always unpredictable. Do not panic if you are low on cash. Instead, address all your healthcare issues with an urgent loan.
  • Higher education - Planning to enhance your career by upgrading your skills? But, low on cash? Do not worry, as you can still take up the vocational courses and give your career a jet start with our urgent loan.
  • Making a large purchase - Short of funds to buy a TV or a refrigerator? No worries, as you can buy your desired product with an urgent loan.
  • Plan your dream vacation - Want to celebrate happiness with loved ones abroad? Then, why worry about extra money, when you get an urgent loan. Cover expenses like flight tickets, hotel bookings, etc.

Eligibility Criteria for an Urgent Loan

Know your urgent loan eligibility before applying for the loan:

  • Nationality - Should be Indian
  • Occupation - Should be a salaried individual
  • Income - Should have a monthly income of INR 8000
  • Age - Should be 21 years or more

Documents Required for an Urgent Loan

  • Identity Proof
  • PAN card
  • Last 3 months payslips
  • Photo
  • Residential Proof
  • Net banking verification to validate your bank account and salary information

Loan Tenure

It’s an open-ended loan. You can decide the loan tenure.

How FlexSalary Works

Get an urgent loan in 1 hour by following the below mentioned 3-step procedure:

  1. Create Your Account - You can create an account by visiting the FlexSalary website at www.flexsalary.com. Click on 'Apply Now'.
  2. Tell us About Yourself - In the online loan application form page, fill your personal, employment and income details.
  3. Upload Your Documents - You can either choose ‘Net Banking’ or upload all the requested documents and finally submit your loan application.

Choosing 'Net Banking' will help us verify and approve your loan request instantly. Once approved, your loan amount will be disbursed into your account within a few hours.

Frequently Asked Questions


You can apply for an urgent loan either by visiting the website at www.flexsalary.com (or) by downloading the FlexSalary app from the Play Store or the App Store.
  • You must be a citizen of India
  • Should have an age of 21 years or above
  • You should be a salaried individual with a monthly salary of INR 8000
You should submit a copy of your identity proof, address proof, income proof and a few other mandatory documents.
Whenever you need immediate cash, an urgent loan can be used. This may be any healthcare expenses, paying your child’s tuition fees or buying a gadget. Hence, you can use an urgent loan for any reason.

Opt for the ‘Net Banking’ process while applying for the loan, to get your urgent loan verified and approved instantly. With FlexSalary, you can get any type of loan instantly. Apply for a loan online by visiting our website www.flexsalary.com or you can also apply from FlexSalary app.

Credit score plays a very important role in determining your loan approval. Hence, a credit score above 750 is considered ideal to quickly approve your urgent loan.

Do not worry, if your credit score is low. FlexSalary considers other factors such as creditworthiness to approve your loan.

You can repay your urgent loan in the form of EMIs (Equated Monthly Instalments). If you are short of funds and unable to pay your monthly EMIs, you can pay the minimum amount.

With FlexSalary, you can apply for a loan from a minimum of INR 4,000 to a maximum of INR 2,00,000.
We do not impose any hidden charges on our customers. You will have to pay only a one-time processing fee.

FlexSalary App is India's first app-based credit line. With FlexSalary, salaried professionals can cover any emergency cash needs.

Some of the noteworthy features of a FlexSalary loan includes a one-time application, one-time approval, open-ended loan, instant loan disbursal and flexible repayments.